ZERABOOKS VS PROPERSOFT
ProperSoft’s ProperConvert is the better pick if you want statements to stay on your computer or need .QBO and .QFX files. It runs on Windows and Mac, with unlimited pages from $19.99 a month. Pick the ZeraBooks bank statement converter if you want a web app that proves every statement against its printed balances before you download.
7-day free trial · 1,000 pages a month from $79/month billed annually
SIDE BY SIDE
Prices checked October 2026 on ProperSoft’s pricing page, in U.S. dollars.
| Feature | ZeraBooks Convert | ProperConvert |
|---|---|---|
| Price | 1,000 pages a month: $149, or $79 a month billed annually | $19.99 a month or $179.99 a year per user and device, unlimited pages |
| More volume or people | 2,500 pages: $249 a month ($179 billed annually). 5,000 pages: $599 ($449 billed annually) | Team (3 users or devices): $49.98 a month or $449.97 a year |
| Where it runs | Web app; statements are uploaded to ZeraBooks to be read | Desktop app for Windows 10/11 and macOS; files stay on your computer |
| Reads | PDF, including scanned PDFs | PDF (including scans and view-password PDFs), CSV, Excel, QBO, QFX, OFX, QIF and QMTF |
| Download files | Excel (.xlsx) or CSV, including a QuickBooks-ready CSV | QBO, IIF and QBJ for QuickBooks; QFX and QIF for Quicken; OFX, CSV and Excel |
| Real .QBO or .QFX file | No | Yes |
| Balance check | Every account and cardholder proven to the cent against the printed balances | You review, edit or exclude each transaction on screen; its product preview shows a balance check |
| Free trial | 7 days with 1,000 pages; card needed at checkout | Free download that converts up to 10 transactions per file; 14-day money-back guarantee on the first order |
| Also included | The ZeraBooks General Ledger | Payee renaming rules that can assign accounts |
Competitor facts from their public pages, checked October 11, 2026: ProperSoft pricing · ProperConvert · ProperConvert download and trial. Prices and features change; check each vendor before you buy.
Try it on your own documents. One-week free trial, both apps included.
WHAT ACTUALLY DIFFERS
DESKTOP OR WEB
ProperConvert is a desktop app. ProperSoft says your statements are never uploaded to the cloud. ZeraBooks is a web app: you upload the PDF and ZeraBooks reads it on its servers. If your firm’s rule is that statements never leave the machine, ProperConvert fits that rule and ZeraBooks doesn’t. If you work across several computers, or don’t want to install software, ZeraBooks is simpler.
PRICE
ProperConvert is $19.99 a month or $179.99 a year per user and device, with unlimited pages. ZeraBooks starts at $149 a month or $79 billed annually for 1,000 pages. If price per page is what matters, ProperConvert wins, and we won’t pretend otherwise. What the ZeraBooks price adds is the proof on every statement and the General Ledger. See ZeraBooks pricing.
QUICKBOOKS AND QUICKEN FILES
ProperConvert writes QBO and IIF files for QuickBooks, QFX and QIF for Quicken, and OFX for other software. It also turns CSV and Excel files into those formats. ZeraBooks reads PDFs and writes Excel and CSV only. For QuickBooks Online, our QuickBooks-ready CSV goes in through the bank upload. For older QuickBooks or Quicken, ProperConvert is the better tool.
PROOF BEFORE DOWNLOAD
With ProperConvert, you look over the transactions on screen before you convert. ZeraBooks adds up each account and compares it with the opening and closing balances the bank printed, and checks each cardholder’s total on card statements. A statement is Proven only when every figure ties to the cent. If one doesn’t, you see which account is off and by how much.
How Convert proves a statementWHO SHOULD PICK WHICH
Choose ProperConvert if statements must stay on your own computer, or if you need QBO, QFX or IIF files. Choose it too if you convert a lot and price per page decides it, since unlimited pages for $19.99 a month is hard to beat. It also converts between file formats, such as CSV to QBO, which ZeraBooks doesn’t do.
Choose ZeraBooks if you want a web app with nothing to install and Excel or CSV that’s proven against the statement before you download. The General Ledger comes in the same subscription. If you’d rather keep the books in ZeraBooks than import a file, see AI bookkeeping. Want a spreadsheet? Here is how to convert a bank statement to Excel.
Comparing other tools too? Read about ZeraBooks as a DocuClipper alternative or a MoneyThumb alternative.
ProperConvert, ProperSoft’s converter, costs $19.99 a month or $179.99 a year for one user on one device, with unlimited pages and statements. The Team license covers 3 users or devices for $49.98 a month or $449.97 a year. ProperSoft offers a 14-day money-back guarantee on the first order. Checked October 2026.
Yes. ProperSoft’s download page lists Windows 10 and 11, and macOS 10.13 through 26 (Tahoe). It runs on your computer, not in a browser. ZeraBooks works the other way round: it runs in any modern browser, so there’s nothing to install, and statements are uploaded to be read.
Yes. The ZeraBooks bank statement converter runs in the browser. You upload PDF bank or credit card statements, check that each one is Proven against its printed balances, and download Excel or CSV. It doesn’t make QBO or QFX files, so it suits QuickBooks Online users and spreadsheet work best.
No. ProperSoft says ProperConvert reads files on your own computer and never uploads them to the cloud. ZeraBooks is different: it’s a web app, so the PDFs you upload are read by ZeraBooks. Its lists show your last 30 days of documents, so download what you need while it’s listed.
Yes, with a limit. ProperConvert is a free download, and the trial converts up to 10 transactions per file so you can test an import. You can preview every transaction before buying. ZeraBooks has a 7-day free trial with 1,000 pages. A card is needed at checkout and nothing is charged for 7 days.
ONE-WEEK FREE TRIAL
Then 1,000 pages a month from $79 a month billed annually; see ZeraBooks pricing. Want the books kept too? AI bookkeeping in the General Ledger is included.
Last updated October 11, 2026 · Written by Damin Mutti, founder of ZeraBooks