General Ledger + Converter in one subscription.
See pricingRAZOREXTRACT VS ZERABOOKS
ZeraBooks is the better choice when the numbers have to be right. RazorExtract is a free web tool, with a paid V2.0 and API, that turns PDF statements into Excel, CSV or JSON; its site doesn’t publish prices or describe a balance check. The ZeraBooks bank statement converter proves every account against the printed balances before you download.
We make ZeraBooks · 7-day trial · 1,000 pages a month from $79/month billed annually
SIDE BY SIDE
RazorExtract facts come only from its own site and API documentation, read on October 22, 2026. Where its pages say nothing, the cell says so.
| Feature | Our pickZeraBooks Convert | RazorExtract |
|---|---|---|
| Price | $149 a month, or $79 a month billed annually, for 1,000 pages | A free tier its site calls generous. V2.0 and the API are billed by pages used; no prices are published |
| Files shaped for your software | QuickBooks-ready, Xero-ready and Sage-ready Excel or CSV | Excel, CSV or JSON. The API’s Excel file has a raw and a cleaned sheet |
| Check against printed balances | Every account proven to the cent against the opening and closing balances | Reads running balances; no check against the printed totals is described |
| Every page of a long statement | Every page is read; a statement that doesn’t tie is read again | Its free tool suggests V2.0 when “not all pages” were extracted |
| Documents it reads | Bank and credit card statements, checks, invoices, brokerage and investment statements, financial statements | Mostly bank statements, plus other PDF tables |
| Extras | The ZeraBooks AI General Ledger with Autopilot and Ask Zera comes with the subscription | “Deep Extract”, an AI pass for patterns such as loans and recurring payments |
| Sign-in | An account with a 7-day trial; card needed at checkout | Google sign-in required to upload from India |
Competitor facts from their public pages, checked October 22, 2026: RazorExtract home page · RazorExtract API documentation · RazorExtract terms. Prices and features change; check each vendor before you buy.
We set you up and catch up your past months for free. Then ZeraBooks keeps your books done.
ZERABOOKS, ON THE SAME JOB
Here is ZeraBooks Convert on the same job: 3 sample statements from Synchrony, Chase and TD, fictional and each already proven to the cent against its printed balances. Tick them, download once, and you get All details - 3 documents.csv: 37 transactions in one sheet, with the account and source file on every row.
The statements, ticked in Convert
The one file that downloaded
RAZOREXTRACT TODAY
RazorExtract is a browser tool at razorextract.com that pulls tables and transactions out of PDFs, mostly bank statements, and hands them back as Excel, CSV or JSON. You drop in a file, wait while it reads, and download. A password-protected statement can be opened by typing its password in the page. Its terms are governed by the laws of India, and users uploading from India sign in with Google first.
There are two tiers in practice. The free tool is the one most people find. Version 2.0 adds all-pages extraction and an API with keys that start with rzx_live_, metered by pages against a plan balance. The site doesn’t list what a page costs, so ask through its contact form, which has an “I want an enterprise plan” option, before you plan a busy month around it.
WORKED EXAMPLE
Marlow Street Tax is a fictional practice. It converts a 9-page checking statement in which one withdrawal of 1,846.20 is read as 1,346.20. Every row still looks normal in the spreadsheet. Here is what the totals say:
| Line | Printed on the statement | Read by the converter |
|---|---|---|
| Opening balance | 14,382.40 | 14,382.40 |
| Deposits | 21,760.00 | 21,760.00 |
| Withdrawals | 19,214.65 | 18,714.65 |
| Closing balance | 16,927.75 | |
| Opening + deposits − withdrawals | 16,927.75 | 17,427.75 |
| Difference from the printed closing balance | 0.00 | 500.00 |
ZeraBooks Convert runs this sum for every account before you download, so the statement shows Needs a look with the 500.00 gap instead of Proven. With a tool that doesn’t describe this check, you do the same sum yourself in the spreadsheet: opening balance plus every row should equal the printed closing balance. A 9-page statement uses 9 of the 1,000 pages on the ZeraBooks plan.
WHAT ACTUALLY DIFFERS
PROVEN TO THE CENT
ZeraBooks’ extraction engine is 99% accurate, and the proof covers the rest. Each account on the statement, and each cardholder on a card statement, is added up against the balances the bank printed. When a figure doesn’t tie, Convert reads the statement again up to two more times and keeps the best attempt, then tells you which account is off and by how much.
How Convert proves a statement
READY-MADE FILES
Pick Standard, Money in and out, QuickBooks-ready, Xero-ready, Sage-ready or All details, as Excel or CSV, and split by account or cardholder. RazorExtract gives a raw and a cleaned sheet, which suits a spreadsheet but may need columns moved before an import. For the CSV route, see convert a bank statement to CSV.
Choose a download format
TEST BOTH
Claims are cheap. Fifteen minutes with one of your own statements tells you more than any table.
Choose a long one with several pages, a few checks and at least one fee. If you have a scanned statement, test that too, since scans are where digits get misread.
Upload it to RazorExtract’s free tool and to ZeraBooks Convert during the trial. Download Excel from each.
Compare the number of transactions in each file with the statement. A missing last page shows up here first.
Opening balance plus every row should equal the printed closing balance, to the cent. ZeraBooks shows this sum above the transactions; for RazorExtract, add a SUM in the sheet.
Import each file into the software you actually use. The file that goes in without moving columns saves the most time each month.
THE VERDICT
The better choice for anyone whose numbers go into the books. Every account is proven against its printed balances, so you never re-add a statement. One converter reads statements, cards, checks, invoices, brokerage statements and financial statements, and downloads QuickBooks-ready, Xero-ready or Sage-ready files. The ZeraBooks General Ledger comes with the plan.
From $79/mo billed annuallyBalance proofAI general ledger included
A free extractor for an occasional statement, with JSON output and an API. It doesn’t describe a check against the printed totals, so you add up each statement yourself, and V2.0 page pricing isn’t published.
Free tierExcel, CSV, JSONAPI
See the DocuClipper alternative comparison, or the full best bank statement converter roundup for four converters side by side on price, files and the balance check.
MORE REVIEWS AND COMPARISONS
Its free tool is, and the site describes a generous free usage tier. Version 2.0, with all-pages extraction and an API, is billed by pages used, and RazorExtract doesn’t publish the price on its site. Checked October 22, 2026. For how two paid converters price their work, see MoneyThumb vs DocuClipper.
Its pages and API documentation describe reading running balances but no check of the rows against the printed opening and closing balances. ZeraBooks Convert proves every account to the cent before you download and flags any statement that doesn’t tie.
Neither lists one. RazorExtract gives Excel, CSV and JSON. ZeraBooks gives Excel and CSV, including a QuickBooks-ready CSV that QuickBooks Online’s bank upload accepts.
ZeraBooks. RazorExtract doesn’t say how it handles scans. ZeraBooks reads scanned PDFs, a scan it can’t read uses none of your pages, and a misread digit shows up as a gap in the proof. More on scanned bank statements to Excel.
No. ZeraBooks has a 7-day trial with 1,000 pages; a card is needed at checkout and nothing is charged for 7 days. After that the plan is $149 a month or $79 a month billed annually.
FREE SETUP + CATCH-UP
If it ties, you’ll see it. If it doesn’t, you’ll see by how much. Then $79 a month billed annually; see ZeraBooks pricing. Need books, not just files? The subscription also includes AI bookkeeping on a general ledger.