Monzo Statement ConverterPDF to Excel & CSV
Convert Monzo personal, joint, and business account statements to Excel or CSV in seconds. Ready for Xero, QuickBooks, Sage, and FreeAgent.
TL;DR
Monzo PDF statements can be converted to Excel or CSV in 10 seconds using Zera Books. While Monzo is a mobile-first, app-only bank, you can download PDF statements directly from the app. Our AI handles all statement formats—personal, joint, Plus, Premium, and Business accounts—extracting every GBP transaction with 99.6% accuracy. One-week trial available at $79/month (approx. £63).
Try for one weekAll Monzo Account Types Supported
From personal current accounts to Monzo Business—we handle every statement format from the UK's most popular digital bank.
Personal Accounts
- Monzo Personal Current Account
- Monzo Joint Account
- Monzo Plus
- Monzo Premium
- Monzo Flex
Pots & Savings
- Savings Pots
- Easy Access Savings
- Fixed Term Savings
- Round-ups to Pots
- Scheduled Pot Transfers
Business Accounts
- Monzo Business Lite
- Monzo Business Pro
- Monzo Business Team
- Expense Cards
- Multi-user Access
How to Download Monzo Statements
Monzo is app-only, but PDF statements are easy to access directly in the app.
Personal Account Statements
- 1Open the Monzo app and tap your account
- 2Go to Account > Statements & Reports
- 3Select "Bank statements" and choose your date range
- 4Tap "Get statement" and download the PDF
- 5Upload the PDF to Zera Books for instant conversion
Business Account Statements
- 1Open the Monzo Business app
- 2Navigate to Account > Documents
- 3Select "Bank statements" under Available documents
- 4Choose the statement period and download the PDF
- 5Upload to Zera Books for accounting-ready data
Pro tip: Monzo stores your complete transaction history since account opening. Generate statements for any custom date range for HMRC self assessment, VAT returns, or historical analysis.
Monzo Statement Problems—Solved
Why UK accountants need more than Monzo's built-in exports.
CSV Export Limitations
Monzo CSV exports lack the formatting needed for direct import into accounting software like Xero or Sage.
Our exports are pre-formatted for all major UK accounting software with proper date formats, categories, and field mapping.
App-Only Access
No desktop banking means managing bulk exports across multiple clients is cumbersome and time-consuming.
Upload any Monzo PDF statement from any device. Process multiple client statements in batch for efficient workflow.
Category Mapping for Accounting
Monzo categories (eating out, groceries, transport) don't map directly to accounting chart of accounts.
AI categorisation maps Monzo transactions to proper accounting categories for QuickBooks, Xero, and Sage import.
Pot Transactions Mixed In
Savings Pots and round-ups create internal transfers that need filtering from expense transactions.
Our AI identifies and properly categorises Pot transfers, round-ups, and internal movements for clean reconciliation.
Convert in 3 Simple Steps
Transform your Monzo PDF into accounting-ready data in under a minute.
Upload Your PDF
Drag and drop your Monzo statement or click to browse. We accept all statement types from the Monzo app.
AI Extracts Data
Zera AI identifies the Monzo format and extracts every GBP transaction with dates, merchants, and amounts.
Export to Excel/CSV
Review the preview, make any edits, then download ready for Xero, Sage, FreeAgent, or QuickBooks.
Calculate Your Monzo ROI
See how much time and money you save by automating Monzo statement conversions.
Your Current Workflow
Your Savings with Zera Books
Why Monzo Users Need Zera Books
Monzo is great for personal banking, but accountants need more than app exports.
Monzo Is Mobile-First
- 1No desktop banking or web interface for bulk exports
- 2Statement downloads require app access per client
- 3CSV exports need reformatting for accounting software
- 4Categories designed for consumers, not accountants
Zera Books Solves This
- Upload PDF statements from any device
- Batch process multiple client statements at once
- Exports pre-formatted for Xero, Sage, FreeAgent
- AI categorisation maps to accounting chart of accounts
How Accountants Handle Multi-Bank Clients
"I've been doing accounting for 12 years, and manual bank statement processing has always been the worst part of the job. It's tedious, it's time-consuming, and one small mistake can throw everything off. When I found Zera Books, I was honestly skeptical—I've tried other tools that promised automation and they were either too expensive or didn't actually work. But this one just works. It handles whatever format you throw at it, the AI is surprisingly accurate, and it's actually affordable. The time I save goes straight into growing my firm's capacity and actually helping my clients with strategy instead of just data entry. Honestly, if you're a bookkeeper or accountant still doing this manually, you're leaving money on the table."
Ashish Josan
Manager, CPA at Manning Elliott
Results with Zera Books:
- Saves 8-10 hours per week on bank statement processing
- Handling every client monthly with consistent turnaround times
- Reduced errors from manual transcription (no more typos in amounts)
- Can take on more clients without hiring additional staff
Why UK Accountants Choose Zera Books
Features designed for accounting professionals who work with digital bank statements.
Fast Processing
Convert any Monzo statement in 10 seconds. Batch upload multiple statements and process them all at once.
High Accuracy
Our AI is trained on Monzo and all UK neobank statement formats for maximum extraction accuracy.
All Accounts
Personal, Joint, Plus, Premium, and Business—every Monzo account type works seamlessly.
Common Use Cases
How UK professionals use Zera Books with Monzo statements.
Monthly Bookkeeping
Import Monzo transactions into Xero, Sage, or FreeAgent for regular client bookkeeping.
Self Assessment Tax Returns
Extract annual transaction history for HMRC self assessment and tax documentation.
VAT Returns
Pull quarterly transactions for VAT return preparation with proper categorisation.
Freelancer Expense Tracking
Convert Monzo Business statements for freelancers tracking business expenses.
Small Business Reconciliation
Convert Monzo Business Pro statements for expense tracking and bank reconciliation.
Multi-Bank Client Management
Process Monzo alongside Barclays, HSBC, and Lloyds statements for clients with multiple banks.
Frequently Asked Questions
Everything you need to know about Monzo statement conversion.
Related Resources
Explore more UK bank converters and accounting guides.
Ready to Convert Your Monzo Statements?
Join thousands of UK accountants and bookkeepers who save hours every week with Zera Books. Start your one-week trial today.
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