Synchrony Bank Statement ConverterPDF to Excel & CSV
Convert Synchrony Bank store credit cards, savings accounts, and money market statements to Excel or CSV in seconds. Ready for QuickBooks, Xero, and accounting software.
TL;DR
Synchrony Bank PDF statements can be converted to Excel or CSV in 10 seconds using Zera Books. Synchrony issues store credit cards for 100+ retailers (Amazon, Lowe's, PayPal Credit, Care Credit) plus high-yield savings accounts. Our AI extracts all transaction data including promotional balances and deferred interest with 99.6% accuracy. One-week trial available at $79/month.
Try for one weekAll Synchrony Bank Accounts Supported
From store credit cards to high-yield savings—we handle every Synchrony statement format.
Retail Store Cards
- Amazon Store Card
- Lowe's Advantage Card
- PayPal Credit
- Care Credit
- TJX Rewards
More Store Cards
- Sam's Club Mastercard
- Rooms To Go
- Guitar Center
- JCPenney
- Old Navy/Gap
Savings & CDs
- High Yield Savings
- Money Market Account
- CDs (Various Terms)
- IRA CDs
- Joint Accounts
How to Download Synchrony Bank Statements
Synchrony Bank provides PDF statements through online banking and store card portals.
Store Card Portal
- 1Log in to your store card account (e.g., mysynchrony.com)
- 2Navigate to "Statements" or "Documents"
- 3Select the statement period and click to view/download
- 4Save the PDF and upload to Zera Books
Synchrony Bank Savings
- 1Log in to synchronybank.com for savings accounts
- 2Click "Documents & Statements" in the menu
- 3Select the account and statement month
- 4Download the PDF and upload to Zera Books
Pro tip: Synchrony stores up to 7 years of statements online. Convert historical statements for tax prep, expense categorization, or audit documentation.
Synchrony Bank Statement Problems—Solved
Why accounting teams struggle with Synchrony PDFs and how we fix it.
Multiple Store Card Portals
Each store card has a different login and statement format, making consolidation tedious.
Upload all your Synchrony store card statements and process them together with consistent output formatting.
Promotional Balance Complexity
Deferred interest and promotional balances are buried in statement details.
Our AI identifies and extracts promotional balance information, helping you track deferred interest deadlines.
No Native CSV Export
Synchrony credit card portals lack CSV/Excel export options for transactions.
We extract complete transaction data and export in QuickBooks/Xero-ready formats with proper categorization.
Business Expense Tracking
Categorizing business purchases across multiple store cards requires manual work.
Consolidate all store card statements and export categorized transactions for easy expense reporting.
Convert in 3 Simple Steps
Transform your Synchrony Bank PDF into accounting-ready data in under a minute.
Upload Your PDF
Drag and drop your Synchrony statement or click to browse. We accept all statement types.
AI Extracts Data
Zera AI identifies the Synchrony format and extracts every transaction with dates, descriptions, and amounts.
Export to Excel/CSV
Review the preview, make any edits, then download ready for QuickBooks or Xero.
Calculate Your Synchrony Bank ROI
See how much time and money you save by automating Synchrony Bank conversions.
Your Current Workflow
Your Savings with Zera Books
How CPAs Handle Multi-Bank Clients

"I've been doing accounting for 12 years, and manual bank statement processing has always been the worst part of the job. It's tedious, it's time-consuming, and one small mistake can throw everything off. When I found Zera Books, I was honestly skeptical—I've tried other tools that promised automation and they were either too expensive or didn't actually work. But this one just works. It handles whatever format you throw at it, the AI is surprisingly accurate, and it's actually affordable. The time I save goes straight into growing my firm's capacity and actually helping my clients with strategy instead of just data entry. Honestly, if you're a bookkeeper or accountant still doing this manually, you're leaving money on the table."
Ashish Josan
Manager, CPA at Manning Elliott
Results with Zera Books:
- Saves 8-10 hours per week on bank statement processing
- Handling every client monthly with consistent turnaround times
- Reduced errors from manual transcription (no more typos in amounts)
- Can take on more clients without hiring additional staff
Why Synchrony Bank Users Choose Zera Books
Features designed for accounting professionals who work with Synchrony Bank statements regularly.
Fast Processing
Convert any Synchrony statement in 10 seconds. Batch upload multiple store cards and process them all at once.
High Accuracy
Our AI handles all Synchrony statement formats including store cards and savings accounts with precision.
All Accounts
Store credit cards, savings accounts, money market, and CDs—every Synchrony statement type works seamlessly.
Common Use Cases
How professionals use Zera Books with Synchrony Bank statements.
Business Expense Tracking
Convert Amazon Store Card and Lowe's statements for business supply purchases and expense categorization.
Care Credit Management
Track healthcare financing payments and deferred interest balances for medical practice clients.
Retail Client Bookkeeping
Process multiple store card statements for retail business owners with various vendor accounts.
High-Yield Savings Reporting
Extract interest income from Synchrony savings accounts for tax documentation.
Multi-Card Consolidation
Combine statements from multiple Synchrony store cards into unified expense reports.
Promotional Balance Tracking
Monitor deferred interest deadlines across store cards to avoid interest charges.
Frequently Asked Questions
Everything you need to know about Synchrony Bank statement conversion.
Related Resources
Explore more bank converters and accounting guides.
Ready to Convert Your Synchrony Bank Statements?
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