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REVIEW · VERYFI

Veryfi review:
a document API, not a converter for accountants.

The best alternative to Veryfi for accountants is the ZeraBooks bank statement converter: upload statement PDFs, scans included, and download Excel or CSV with no code, each statement proven against its printed balances first. Veryfi is an OCR API for developers. Bank statements cost $0.25 each, paid plans start at a $500 monthly minimum, and results come back as JSON.

We make ZeraBooks · 7-day trial · 1,000 pages a month from $79/month billed annually

Statements in, proven to the cent.

VERYFI PRICING

How much does Veryfi cost?

These are the plans and per-document prices on Veryfi’s pricing page on October 22, 2026, in U.S. dollars. Veryfi prices each API request, and one request covers one document of up to 15 pages.

Plan or documentWhat you getPrice
FreeUp to 100 documents a month, all document types, SDK access, limited storage$0
StarterA minimum commitment that buys fewer than 5,000 documents a month$500 a month minimum
GrowthVolume discounts, model training, SAML SSO, optional SLAsCustom quote
Bank statementOne statement of up to 15 pages$0.25 each
Bank checkOne check$0.25 each
Invoice / receiptOne document$0.16 / $0.08 each

A 12-month commitment takes 1 cent off every document. Statements longer than 15 pages need a custom account configuration. Veryfi offers a 14-day trial with no card. Its calculator shows the $500 minimum buying documents at these rates.

We set you up and catch up your past months for free. Then ZeraBooks keeps your books done.

ZERABOOKS, ON THE SAME JOB

What does ZeraBooks do with three supplier invoices for Ridgeway Electric?

Here is ZeraBooks Convert on the same job: three fictional supplier invoices for Ridgeway Electric, uploaded together. Every line is read and checked against the subtotal and the total, then all three download as one workbook, All details - 3 documents.xlsx, with 8 invoice lines.

A real run in ZeraBooks Convert on three sample supplier invoices for Ridgeway Electric. Fictional sample documents.

An invoice, checked in Convert

ZeraBooks Convert with three sample supplier invoices for Ridgeway Electric, each marked Proven.

The workbook that downloaded

The file downloaded from ZeraBooks Convert for three sample supplier invoices for Ridgeway Electric, opened: every row in one sheet.

WHAT VERYFI IS

Who is Veryfi built for?

Veryfi sells OCR as a service to software teams. You send a document to its API and get structured data back, with SDKs in Python, Node.js, PHP, C#, Java and Go. It covers receipts, invoices, checks, tax forms and more than 100 other document types, and adds a fraud score to bank statements. A web uploader exists for trying it without code.

That makes it a component rather than a finished tool. Someone still has to turn the JSON into the file an accountant imports, decide what to do with a statement over 15 pages, and work out whether the rows add up. ZeraBooks Convert is the finished tool: upload PDFs, check the proof, download the file your software takes.

WHAT ONE STATEMENT RETURNS

What do you get back from one bank statement?

Veryfi’s bank statement page lists the fields its JSON carries. Here they are next to the ZeraBooks columns the same values land in, so you can see what each tool hands you.

Veryfi JSON field (from its page)ZeraBooks columnZeraBooks format
Account and routing numberAccount, Account Last 4All details
Period datesShown in the statement proofOn screen
Beginning and ending balanceOpening and closing balance in the proof, tied to the centOn screen
Transaction dateDate (MM/DD/YYYY)Every format
DescriptionDescriptionEvery format
Credit and debit amountsAmount, or Money In and Money OutStandard, Money in and out
Running balanceBalanceMoney in and out, All details
VendorPayeeXero-ready

Veryfi returns JSON from the API, and JSON, CSV or PDF from its web uploader. ZeraBooks returns Excel or CSV in six ready-made formats. Veryfi field names here are paraphrased from its page, not its exact keys.

WHAT ZERABOOKS ADDS

A file you can trust, without writing code.

PROOF

The balances are checked, not just read.

Reading a beginning and ending balance is half the job. ZeraBooks adds every row for each account and compares the result with the printed balances. A statement is Proven only when every account ties to the cent; if one doesn’t, it reads the statement again and then shows you the gap.

How Convert proves a statement
The statement proof: every account adds up to the statement to the cent, with the opening balance, transactions and closing balance for each account.

LONG FILES

A year in one upload.

One ZeraBooks upload takes a PDF of up to 500 pages and 50 MB and splits it by account and cardholder. A 22-page year-end statement is one ordinary upload, not a custom configuration.

A converted bank statement split into accounts, with date, description, type and amount for every transaction.

WORKED EXAMPLE

What would a firm pay Veryfi for 400 statements a month?

Harlow & Finch CPA is a fictional firm that converts 400 client statements a month, 6 pages each, so 2,400 pages. Every statement is under Veryfi’s 15-page limit.

LineVeryfi StarterZeraBooks 2,500
Usage a month400 statements x $0.25 = $100.002,400 of 2,500 pages
Minimum a month$500.00None beyond the plan
Price a month$500.00$249.00, or $179.00 billed annually
Total for the year (USD)$6,000.00$2,148.00 billed annually

The firm saves $3,852 a year with ZeraBooks, and gets proven Excel or CSV instead of JSON to process. Veryfi’s 12-month commitment would lower the usage to $96.00, still under the $500 minimum. Prices checked October 22, 2026.

SIDE BY SIDE

ZeraBooks Convert vs Veryfi for bank statements

Veryfi facts from its pricing page and bank statement API page, read on October 22, 2026.

FeatureOur pickZeraBooks ConvertVeryfi
Code neededNone: upload, check, download in the browserAn API and SDKs; a web uploader for trying documents by hand
What comes backExcel or CSV, including QuickBooks-ready, Xero-ready and Sage-readyJSON from the API; JSON, CSV or PDF from the uploader
Paid entry point$79 a month billed annually for 1,000 pages$500 a month minimum on Starter
Longest file500 pages and 50 MB per PDF15 pages per request; longer needs custom setup
Check against printed balancesEvery account and cardholder, to the centNot described on its bank statement page
Checks, brokerage and investment statementsYes, each with its own checksChecks yes; brokerage statements not listed on the pricing page
Keep the books tooThe ZeraBooks General Ledger is in the planNo ledger
Have the books done for youYes, ZeraBooks done-for-you bookkeepingNo

Competitor facts from their public pages, checked October 22, 2026: Veryfi pricing · Veryfi bank statements API. Prices and features change; check each vendor before you buy.

THE VERDICT

Should an accountant use Veryfi for bank statements?

Veryfi is a developer’s building block. For accountants and bookkeepers who need statements turned into checked files, ZeraBooks is the better choice.

MORE REVIEWS AND COMPARISONS

Other tools we have reviewed

QUESTIONS

Veryfi review: common questions

Ask Damin directly
What is the best alternative to Veryfi for bank statements?

ZeraBooks Convert, if what you need is a file rather than an API. It reads bank and card statement PDFs, including scans, proves each one against its printed opening and closing balance, and downloads Excel or QuickBooks-ready, Xero-ready or Sage-ready CSV. 1,000 pages a month cost $79 a month billed annually, against the $500 monthly minimum on Veryfi’s Starter plan (checked October 22, 2026).

How much does Veryfi cost for bank statements?

On October 22, 2026, Veryfi listed bank statements at $0.25 each on its Starter plan, which has a $500 monthly minimum. A Free plan covers up to 100 documents a month, and Growth is quoted. One request covers a statement of up to 15 pages. For a platform sold on yearly contracts instead, see the Rossum review.

Does Veryfi have a free plan?

Yes. Veryfi’s Free plan processes up to 100 documents a month with SDK access and limited storage, and there is a 14-day trial with no card. ZeraBooks has a 7-day trial with 1,000 pages; a card is taken at checkout and nothing is charged for 7 days.

What format does Veryfi return bank statements in?

JSON from the API, with the bank, account holder, balances and every transaction. Its web uploader also offers CSV and PDF. ZeraBooks returns Excel or CSV in ready-made formats for QuickBooks, Xero, Sage or a spreadsheet. Veryfi also reads receipts; phone apps built for that job are compared in the best receipt scanner apps.

Can Veryfi read long bank statements?

Veryfi defines one API transaction as a document of no more than 15 pages and says longer documents need a custom account configuration. ZeraBooks takes PDFs up to 500 pages and splits them by account.

Is Veryfi accurate?

Veryfi says its bank statement extraction is 99.9% accurate but doesn’t publish the method on that page. ZeraBooks’ extraction engine is 99% accurate, and every statement is checked against its printed opening and closing balance, to the cent. One that doesn’t tie is flagged for review.

Do I need a developer to use Veryfi?

For the API, yes: it is built for SDKs in Python, Node.js, PHP, C#, Java and Go. A web uploader lets you try documents by hand. ZeraBooks needs no code: upload PDFs, check the proof, download. See ZeraBooks pricing.

Damin Mutti, founder of ZeraBooks

About the author

Damin Mutti

Founder of ZeraBooks, Vancouver

Damin founded ZeraBooks in 2025 and still talks to the bookkeepers, firms and owners who use it every week. He writes about what he sees in their statements and ledgers, and every page here is checked against the live product before it goes up.

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