General Ledger + Converter in one subscription.
See pricingREVIEW · OCROLUS
For checked transactions in Excel or CSV, ZeraBooks is the better choice. Ocrolus is a document analytics platform for lenders, priced per document and quoted by sales. The ZeraBooks bank statement converter proves every statement against its printed balances, publishes its price, and includes an AI general ledger for the books.
We make ZeraBooks · 7-day trial · 1,000 pages a month from $79/month billed annually
WHAT OCROLUS DOES
Ocrolus sells to lenders. Its home page names small business funding and mortgage first, then auto finance, consumer lending, legal, Medicaid, tax and tenant screening. Its pieces, as Ocrolus names them on October 22, 2026:
Reads financial documents, with bank statements, pay stubs and tax documents as the specialty. Its FAQ says it handles over 2,100 document types and uses human review for hard-to-read ones.
Turns statements into revenue and debt-capacity analytics for small business lending. The developer docs describe an Excel export with enriched transactions, a summary per Book and cash flow features, plus NSF counts and amounts.
Mortgage tools: income worked out from documents, and automated underwriting conditions.
Flags fake documents, data inconsistencies and risk signals. Covered in its own section below.
A deal-sharing tool for small business funding.
Through an API and a dashboard, with integrations into loan origination systems. Documents for one applicant are grouped into a Book.
We set you up and catch up your past months for free. Then ZeraBooks keeps your books done.
ZERABOOKS, ON THE SAME JOB
Here is ZeraBooks Convert on the same job: 3 sample statements from Navy Federal, Chase and Synchrony, fictional and each already proven to the cent against its printed balances. Tick them, download once, and you get All details - 3 documents.csv: 39 transactions in one sheet, with the account and source file on every row.
The statements, ticked in Convert
The one file that downloaded
SIDE BY SIDE
Ocrolus facts from its own site and developer docs; we make ZeraBooks Convert.
| Feature | Our pickZeraBooks Convert | Ocrolus |
|---|---|---|
| Built for | Accountants, bookkeepers, small businesses and anyone who needs statements as data | Lenders: small business funding, mortgage, auto, consumer lending and more |
| Price | $149 a month, or $79 billed annually, for 1,000 pages | Not published. Per document processed; varies by document type, extraction needs, volume and contract |
| Trial | 7 days with 1,000 pages; card needed at checkout | Up to 100 pages of bank statements, W-2s, 1040s and pay stubs |
| Files for QuickBooks, Xero and Sage | QuickBooks-, Xero- and Sage-ready CSV, plus Excel | Analytics through an API and dashboard; Excel export of transactions and cash flow features |
| Balance check | Every account and cardholder proven to the cent against printed balances | Not described in the same terms on the pages we read |
| Bookkeeping | The ZeraBooks AI General Ledger with Autopilot and Ask Zera, plus a done-for-you service | Built for underwriting, not bookkeeping |
| Accuracy claim | Extraction engine 99% accurate, plus the balance proof on every statement | “Over 99+% accuracy”, method not published |
Competitor facts from their public pages, checked October 22, 2026: Ocrolus home page · Ocrolus FAQ (pricing, trial, document types) · Ocrolus fraud detection · Ocrolus docs: SMB analytics (Excel) · Ocrolus docs: Book overview. Prices and features change; check each vendor before you buy.
FRAUD DETECTION
Ocrolus says its fraud detection examines documents down to the individual pixel, shows the reasons and evidence behind each flag, and looks for patterns and inconsistencies across applications, which catches the same fake statement turning up twice. A footnote on its page says document fraud detection is powered by Resistant AI. It publishes no catch rate, so judge it on a trial with documents you already know about.
ZeraBooks Convert answers a different question: are the numbers right. Its balance proof catches any statement whose lines don’t add up to its own printed balances, which flags a misread or a clumsy edit before the file is used. It is an accuracy test on every statement, not fraud screening, and it comes at a published price with no sales call.
WORKED EXAMPLE
Ocrolus doesn’t publish prices, so there is nothing to put side by side. Here is the ZeraBooks side for a small funder that only needs the transactions: three months of statements for two accounts at 4 pages each is 3 × 2 × 4 = 24 pages an application.
| ZeraBooks plan | Pages a month | Applications a month | Price a month | Billed annually, a month |
|---|---|---|---|---|
| ZeraBooks | 1,000 | 41 | $149 | $79 |
| ZeraBooks 2,500 | 2,500 | 104 | $249 | $179 |
| ZeraBooks 5,000 | 5,000 | 208 | $599 | $449 |
Applications are rounded down to whole files. Pages that can’t be read never count. What you get is a proven transaction list per account, not a score: deposit totals, NSF items and large deposits are worked out in Excel from that file, as shown on bank statement analysis.
THE VERDICT
You are an accountant, bookkeeper, attorney or small lender who needs every line from a statement in Excel or CSV, proven against the printed balances, today, at a published price. The best bank statement converter comparison weighs it against other converters.
Convert comes with the ZeraBooks General Ledger, where Autopilot keeps the books from the same statements and Ask Zera answers questions about them. Our team also offers a done-for-you bookkeeping service, and accounting firms get custom builds at no charge.
A lending platform for underwriting at volume, sold through a sales conversation and contract, with results delivered by API or dashboard.
ZERABOOKS CONVERT
PROVEN TO THE CENT
Upload PDFs up to 50 MB and 500 pages. Convert splits a statement by account, reads every line, and checks that the opening balance plus the lines equals the printed closing balance. A statement that doesn’t tie says which account is off and by how much. Before that, Convert reads the document again automatically, up to two more times.
How Convert proves a statement
THE FILE
Every row keeps the type printed on the statement, such as Deposit, Fee or Transfer, which makes it quick to filter out transfers between the applicant’s own accounts. All details adds the account and source file to every row.
Bank and card statements
MORE REVIEWS AND COMPARISONS
Ocrolus reads financial documents such as bank statements, pay stubs and tax forms for lenders, turns them into cash flow and income analytics, and flags signs of document fraud. It works through an API and dashboard and integrates with loan origination systems.
Ocrolus doesn’t publish prices. Its FAQ says pricing depends on document type, extraction needs, volume and contract terms, and that it charges per document processed rather than per user. Checked October 22, 2026.
Yes. Its FAQ says the free trial analyzes up to 100 pages of bank statements, W-2s, 1040s and pay stubs.
Ocrolus says its fraud detection analyzes documents down to the pixel, explains each flag and spots patterns across applications, powered by Resistant AI. It doesn’t publish a detection rate.
Yes. For getting statement transactions into Excel or CSV, ZeraBooks is the better fit: a published price, every statement proven against its printed balances, and the ZeraBooks General Ledger in the same plan. Ocrolus is built for lenders’ underwriting work.
1,000 pages a month for $149 a month, or $79 a month billed annually, after a 7-day trial. Larger plans are on ZeraBooks pricing.
FREE SETUP + CATCH-UP
Every statement proven to its printed balances before you download. 1,000 pages a month from $79 a month billed annually; see ZeraBooks pricing. For your own books rather than underwriting, see AI bookkeeping.