Reconcile a month in minutes,
not days.
Zera Books auto-matches bank transactions to ledger entries on amount and date. AI handles splits, partials, and fuzzy vendors. Reconcile a month in minutes. $79/month unlimited.
What changes
Four shifts that turn days into minutes.
Every firm that closes fast does the same four things. Zera does all of them by default.
Auto-match 95%+
Amount and date match the obvious transactions the moment you sync.
AI handles the weird ones
Splits, partials, fuzzy vendor names, and FX lines get a confident suggestion.
Rules that learn
Your approved matches become next month’s rules, automatically.
Tied to close
Reconciliation status flows straight into month-end readiness.
How it works
Four steps. One workspace.
Sync your bank data. Zera auto-matches. AI resolves the tricky ones. You approve. Close the month.
Sync bank data
Import from statements, live feeds, or uploaded PDFs.
Transactions
Auto-match
Amount + date matches lock instantly.
Match rate
AI-suggest
Splits, partials, FX, fuzzy vendors.
Exceptions
Suggested split
$1,240.50 → $800 COGS + $440.50 Office
Approve
Review the tricky ones. Lock the period.
Before and after
What close looked like. What it looks like now.
Same accounts, same transactions, same bank. One workflow takes two and a half hours per account. The other takes ten minutes.
Manual reconciliation
2h 30mAuto-matched
9m 20sHours per account
Unmatched at month-end
Days to close
What Zera reconciles, how
Every kind of match, one engine.
Exact matches, splits, partials, FX lines, and rollups all resolve in the same workspace.
Auto-match engine
The 95% that matches itself.
Zera compares every bank transaction to every open ledger entry on amount, date, and description. Exact matches lock instantly with a confidence score on each pair.
AI suggestion modal
The 5% worth thinking about.
For splits, partial amounts, fuzzy vendor names, and multi-transaction rollups, Zera proposes the match with reasoning. Approve, edit, or skip in one click.
Exception panel
Everything unresolved in one place.
Unmatched items land in the exception workspace with full source context, potential matches, and a one-click path to an adjusting entry or a new bank rule.
Rules learned over time
Month two is faster than month one.
Every manual approval writes a bank rule. Next statement, that vendor auto-categorizes without asking. By month three, reconciliation is mostly review.
Questions
The most common reconciliation questions.
Answered the way a bookkeeper, CPA, or founder would ask. Clear, short, accurate.
How does Zera Books auto-match bank transactions?
Zera compares every bank transaction to every open ledger entry on amount, date, and description. Exact matches lock instantly with a confidence score. Typical firms see 85 to 95 percent of transactions auto-match on clean data.
What happens when Zera can’t find a match?
Unmatched items land in the exception workspace with source context, potential candidates, and a one-click adjusting entry. Zera AI also proposes splits or partial matches where one bank charge maps to multiple ledger lines.
Can I reconcile multiple accounts at once?
Yes. Open every bank, credit card, and loan account in the same reconciliation workspace. Zera matches across each account in parallel and rolls status up into the month-end close checklist, one row per account.
Does Zera Books support multi-currency reconciliation?
Yes. Zera handles FX-aware matching where amounts differ by cents due to rate variance. Suggestions include the calculated FX gain or loss line so the match balances to the penny when you approve.
How does Zera compare to QuickBooks auto-match?
QuickBooks matches on amount alone and needs manual categorization. Zera matches on amount, date, and description, then uses AI for splits, partials, and fuzzy vendors that QuickBooks leaves unmatched. Rules also learn from every approval.
Is bank reconciliation included in the $79 plan?
Yes. Unlimited bank accounts, unlimited reconciliations, unlimited AI suggestions, and unlimited rule creation are all included at 79 dollars per month. There is no per-transaction fee or per-account surcharge.
Does the bank rule engine learn from corrections?
Yes. Every approved match and every correction writes a bank rule tying the vendor pattern to the ledger account. The next statement applies those rules automatically before the human review stage.
Where does reconciliation fit in the month-end close?
Each bank account shows a reconciliation status of passed, failed, or skipped on the close checklist. When every account is passed, close the period in one click. Failed accounts show the exact variance.
Manroop
Gill
Co-Founder
Zoom Books
We were drowning in bank statements from two provinces and multiple revenue streams. Zera Books cut our month-end reconciliation from three days to about four hours.
Keep exploring
Reconciliation is one piece. See the rest.
Make reconciliation the easiest part of close.
Auto-match, AI suggestions, and learned rules in one $79 plan. Free for one week.
One price
$79 per month. Unlimited reconciliations.
Free 1-week trial. Cancel anytime during the trial.