Convert Bank of Montreal Statements to Excel & CSV
Stop manually typing BMO transactions. Upload any Bank of Montreal statement—Smart Cash, Performance Plan, Business Operating, CashBack, or Air Miles—and get clean, structured data for your accounting software in seconds.
"The time I used to spend on manual document processing now goes toward higher-value analysis."
— Shaan Thind, CPA, Vice President at BMO Capital Markets
How to Convert BMO Statements
Zera Books converts any Bank of Montreal PDF statement to Excel or CSV in under 10 seconds. Upload your statement, let Zera AI extract all transactions with 99.6% accuracy, review the data, and export in the format your accounting software needs. Works with Smart Cash, Performance Plan, Business Operating, CashBack, Air Miles, and all other BMO account types.
What's in This Guide
Ready to skip the reading?
Convert your first statementThe BMO Manual Entry Problem
Bank of Montreal is one of Canada's Big Five banks, serving millions of personal and business customers across the country. While BMO's online banking makes it easy to download PDF statements, those PDFs aren't designed for accounting software.
Every month, accountants and bookkeepers across Canada face the same frustrating task: manually typing BMO transactions into Excel, then reformatting for QuickBooks or Xero. A single business account with 150 transactions can take 45-60 minutes of tedious data entry.
The problem multiplies for accounting firms managing multiple BMO clients. Each client may have different account types—Smart Cash chequing, Performance Plan, Business Operating accounts, CashBack credit cards—all with slightly different statement layouts. French/English bilingual statements in Quebec add another layer of complexity.
How Zera Books Solves BMO Statement Conversion
Zera AI is specifically trained on thousands of BMO statement formats—personal chequing, business accounts, credit cards, and everything in between. Upload any BMO PDF and get clean, structured data in seconds.
Upload BMO PDF
Drag and drop any BMO statement—Smart Cash, Business Operating, credit cards, or archived statements.
AI Extraction
Zera AI identifies the BMO format and extracts every transaction with 99.6% accuracy.
Review & Edit
Check the extracted data in our editable preview. Make any corrections before export.
Export File
Download CSV or Excel formatted for QuickBooks, Xero, Sage, or your preferred software.
Key Features for BMO Statements
Everything you need to convert Bank of Montreal statements quickly and accurately
Who Uses Zera Books for BMO Statements?
From solo bookkeepers to large accounting firms, professionals across Canada trust Zera Books
Real Results from Canadian Businesses
See how Zera Books helps Canadian businesses save time on bank statement processing
"When you're working in finance, efficiency matters. Every hour spent on manual data entry is an hour not spent on analysis or client work. Zera Books eliminated that friction for me. The tool just works—I upload documents, get clean data, and move on to the work that actually requires my expertise. It's become a standard part of how I handle financial documents."
Shaan Thind
CPA, Vice President, BMO Capital Markets
Why Choose Zera Books for BMO Statements?
See how we compare to other options for converting Bank of Montreal statements
| Feature | Zera Books | Other Tools | Manual Entry |
|---|
Works With Your Accounting Software
Export BMO transactions in the exact format your software needs
Also works with NetSuite, MYOB, Oracle, and any software that accepts CSV
Try for one weekFrequently Asked Questions
Everything you need to know about converting BMO statements
Related Resources
Explore more bank converters and helpful guides
Ready to Stop Typing BMO Transactions?
Join Canadian accountants, bookkeepers, and business owners who save hours every month with Zera Books. Convert any Bank of Montreal statement in seconds.
Try for one week