General Ledger + Converter in one subscription.
See pricingDEXT VS HUBDOC
Dext and Hubdoc are receipt and bill capture tools that also extract bank statements, one statement per file. Hubdoc is $12 a month or included with Xero; Dext’s Business plan is $302.50 a year. When statements are the work, the ZeraBooks bank statement converter is the better choice: whole PDFs in, every account proven.
We make ZeraBooks · 7-day trial · 1,000 pages a month from $79/month billed annually
SIDE BY SIDE
From Dext’s and Hubdoc’s own pricing pages and help articles, read on October 22, 2026.
| Feature | Our pickZeraBooks Convert | Dext | Hubdoc |
|---|---|---|---|
| Several statements or accounts in one PDF | Yes, split by account and cardholder | No: one statement for one account per file | No: one statement per file |
| Longest file | 500 pages, 50 MB | 300 pages, 50MB | 100 pages, 35MB |
| Setup before the first statement | None | An Admin adds each bank account by hand | Set the document type and financial institution on each statement |
| Turnaround | Usually under a minute | Minutes for digital PDFs, up to 24 hours for scans | Not stated |
| Check against printed balances | Every account tied to the cent, shown on screen, reread automatically if it doesn’t tie | Not described in its statement help | Extraction can fail when totals don’t match |
| Statement download | Excel or CSV: Standard, Money in and out, QuickBooks-ready, Xero-ready, Sage-ready or All details | CSV | CSV for QuickBooks or Xero |
| Checks, brokerage and investment statements | Yes, each with its own checks | Not among its listed documents | Not among its listed documents |
| Books done for you | Yes, ZeraBooks done-for-you bookkeeping | No | No |
Competitor facts from their public pages, checked October 22, 2026: Dext U.S. pricing · Dext: how to upload bank statements · Hubdoc pricing · Hubdoc on the Xero App Store · Hubdoc: extract bank statement data (CA, US). Prices and features change; check each vendor before you buy.
We set you up and catch up your past months for free. Then ZeraBooks keeps your books done.
ZERABOOKS, ON THE SAME JOB
Here is ZeraBooks Convert on the same job: three fictional supplier invoices for Fraser Valley Tile, uploaded together. Every line is read and checked against the subtotal and the total, then all three download as one workbook, All details - 3 documents.xlsx, with 8 invoice lines.
An invoice, checked in Convert
The workbook that downloaded
WHAT THEY COST
The two price the same job very differently. These are the U.S. dollar prices on each vendor’s pricing page on October 22, 2026.
| What | Dext | Hubdoc |
|---|---|---|
| Plan | Business: $302.50 billed annually ($25.21 a month), before tax | $12 a month after the trial; included in Xero Early, Growing and Established |
| Usage | 5 users, 250 documents a month | Unlimited usage, multiple collaborators |
| Bank statements | 10 free sheets a month, then from $13 a month or $0.32 a document | Statement extraction included in every subscription (Canada and U.S.) |
| Trial | 14 days, no card | 30 days, no card |
Firm pricing differs for both; see the Hubdoc pricing breakdown and the Dext review. ZeraBooks Convert includes 1,000 pages a month for $149, or $79 a month billed annually, with the General Ledger in the same plan.
IN DEXT
From Dext’s help article, checked October 22, 2026. Only Admin users can do this.
Go to Bank > Accounts, select Add bank account, choose Manually and select Continue. Pick the bank from the Bank dropdown and enter the account name, number and currency. Accounts synced from your accounting software can’t be used.
Select Add Documents at the top left, switch to the Bank tab, choose the matching account and drop in one statement for that one account: PDF or TIFF, up to 50MB and 300 pages, at least 200dpi if scanned.
The file sits under Bank > Statements > Collected, then moves to Processed. Digital PDFs usually take minutes; scans can take up to 24 hours.
Select Export to download the transactions as CSV, then upload that file to your accounting software. Dext doesn’t publish statements straight to the ledger.
IN HUBDOC
From Hubdoc’s help article on extracting bank statement data, for Canadian and U.S. customers, checked October 22, 2026.
One statement per PDF with all its pages, up to 100 pages and 35MB, at least 200 DPI, in English, scanned straight and not password protected.
Upload the statement to Hubdoc and open it.
Choose Edit Document, set Document Type to Statement and select the financial institution.
Hubdoc builds a CSV of the transactions to import into QuickBooks or Xero: date, description and amount for debit statements, plus posted and transaction dates for credit statements.
Extraction can fail when totals don’t match or no opening or closing date can be read. Highlight extracted transactions shows which rows were read.
WORKED EXAMPLE
Ashgrove Design Studio is a fictional business. For year-end, its bank sends one 2025 PDF: 12 checking statements of 7 pages and 12 savings statements of 2 pages. That is 108 pages, 24 statements and 2 accounts.
| Step | Dext | Hubdoc | ZeraBooks Convert |
|---|---|---|---|
| Accepts the PDF as sent | No: one statement for one account per file | No: over 100 pages, and more than one statement | Yes: 108 of 500 pages allowed |
| Files to prepare | 24 | 24 | 1 |
| Setup first | Add 2 bank accounts by hand | Set type and institution on each of 24 files | None |
| Checking for the year | Exported per statement | Exported per statement | 24,310.00 + 186,420.55 − 179,882.30 = 30,848.25, each month tied |
| Savings for the year | Exported per statement | Exported per statement | 40,000.00 + 612.48 − 5,000.00 = 35,612.48, each month tied |
| Pages used | Depends on how Dext counts sheets | Included | 108 of 1,000 |
ZeraBooks proves each month of each account against the balances printed on it, and the downloaded file can be split one per account so each lands in the right bank account in your software. Going to Xero? See bank statement to Xero.
WHY ZERABOOKS
PROOF
Hubdoc’s extraction can fail when totals don’t match; ZeraBooks shows you exactly where. It adds every row for each account, compares the result with the printed opening and closing balances, reads the statement again if it doesn’t tie, and then shows which account is off and by how much.
How Convert proves a statement
DOWNLOAD
Choose QuickBooks-ready, Xero-ready or Sage-ready CSV, a two-column Money in and out sheet, or All details with account and cardholder on every row. Every format writes US dates.
Choose a download format
OR HAND IT OFF
If capturing documents is only the start of a job you’d rather not do, our team keeps the books on our own ledger, reconciled to the cent every month, and you watch the work in a read-only dashboard. Accounting firms can have the converter tailored to their documents for free.
THE VERDICT
Both treat statements as one document type among many. For statement work, ZeraBooks is the better choice.
ZeraBooks Convert: upload the PDF as the bank sent it, get every account split out and proven to the cent, and download the file your software takes.
From $79/mo billed annually500 pages per PDFBalance proof
What Hubdoc costs per organization and per staff member is worked through in the Hubdoc pricing breakdown.
Dext’s plans, add-ons and a worked annual cost are in our Dext review.
MORE REVIEWS AND COMPARISONS
Both extract statements one per file and export CSV. Hubdoc takes up to 100 pages a file and includes extraction for Canadian and U.S. customers; Dext takes up to 300 pages and charges past 10 free sheets a month. For statement-heavy work, ZeraBooks takes whole PDFs up to 500 pages and proves every account. AutoEntry, another capture tool, is covered in the AutoEntry review and in Dext vs AutoEntry for multi-currency statements.
On October 22, 2026, Hubdoc was $12 a month after a 30-day trial, and included in Xero’s Early, Growing and Established plans. Dext’s U.S. Business plan was $302.50 billed annually for 5 users and 250 documents a month, with statement extraction from $13 a month past the free allowance.
No. Hubdoc’s help asks for one statement per PDF, with all its pages, up to 100 pages. Dext also asks for one statement for one account per file. ZeraBooks splits a PDF with several statements and accounts on its own.
Yes. Hubdoc’s Xero App Store listing is “By Xero” and calls it Xero’s data capture tool. It is included in Xero’s Early, Growing and Established plans in the U.S.
Dext says digital PDFs from online banking typically take minutes and scanned statements up to 24 hours, with about 75% done within 4 hours. ZeraBooks usually reads a statement in under a minute.
For bank and card statements, checks, invoices and brokerage statements, yes, with every statement proven before download. Plans start at $79 a month billed annually for 1,000 pages; see ZeraBooks pricing.
FREE SETUP + CATCH-UP
Seven days with 1,000 pages, then $79 a month billed annually. Both feed a separate ledger; ZeraBooks includes one, with AI bookkeeping built in. Leaving one of them for statement work? Read the Dext alternative or the Hubdoc alternative.