Download statements from any bank
The steps that work at almost every bank or card issuer, including what to do with a CSV.
Download a statement
ZeraBooks has no bank feeds, so each month starts with your bank's statement. Almost every bank uses the same path:
Sign in to your bank's website on a computer. Some downloads aren't available in mobile apps.
Open "Statements" or "Statements & documents". At some banks you open the account first.
Choose the account and the month.
Download the statement as a PDF.
In ZeraBooks, click Banks & Cards › Upload statement, choose the matching account and upload the file. See Upload a bank or card statement.
Your bank isn't listed in Download your bank statements? These steps still apply. If you can't find statements, search your bank's help pages for "download statement".
How far back you can go
Most U.S. banks keep 2 to 7 years of statements online. Card issuers often keep fewer. For older months, ask your bank.
PDF or CSV
Download the PDF statement. ZeraBooks reads the printed opening and closing balances from it and uses them to prove the month is complete. See How ZeraBooks proves a statement.
A CSV works in ZeraBooks too, but it usually has no opening or closing balance. After you upload one, enter both balances exactly as printed on the statement with Fix statement details… in Reconciliations. See Fix a month that doesn't tie.
Only need the transactions in a spreadsheet? Once you have the PDF, convert it to Excel or CSV with the ZeraBooks bank statement converter.
Important: Bank statements and card statements go into different account types. Upload a checking or savings statement into a bank account, and a card statement into a credit card account. See Add bank and credit-card accounts.
Frequently Asked Questions
Can ZeraBooks connect to my bank directly?
No. ZeraBooks has no bank feeds and never asks for your bank sign-in. Download each statement and upload it.
Which statements should I download?
Every month from the date your books start, for every account, oldest first. Each statement's opening balance is checked against the previous month's closing balance. See Upload a bank or card statement.
My bank only gives me a CSV. Will it work?
Yes. Upload the CSV, then enter the opening and closing balances from the statement with Fix statement details… in Reconciliations so ZeraBooks can prove the month.
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