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Leading Midwest Bank

BMO Harris Bank Statement ConverterPDF to Excel & CSV

Convert BMO Harris checking, savings, business accounts, and credit card statements to Excel or CSV in seconds. Ready for QuickBooks, Xero, and accounting software.

99.6%
Accuracy
10 sec
Processing
All
Account Types

TL;DR

BMO Harris PDF statements can be converted to Excel or CSV in 10 seconds using Zera Books. Our AI handles all BMO account types—personal checking and savings, business accounts, and credit cards—with 99.6% accuracy. Works with both legacy Harris Bank statements and current BMO branding. One-week trial available at $79/month for unlimited conversions.

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All BMO Harris Accounts Supported

From personal checking to business credit cards—we handle every BMO Harris statement format.

Personal Banking

  • Smart Advantage Checking
  • Premier Checking
  • Smart Money Checking
  • Statement Savings
  • Money Market Accounts

Credit Cards

  • BMO Cash Back Mastercard
  • BMO Premium Rewards
  • BMO Rewards Mastercard
  • BMO Harris Business Cards
  • BMO Travel Credit Cards

Business Accounts

  • Business Checking Advantage
  • Business Interest Checking
  • Commercial Accounts
  • Business Savings
  • Merchant Services

How to Download BMO Harris Statements

BMO Harris provides PDF statements through online banking and the mobile app.

Desktop Instructions

  1. 1Log in to BMO Harris online banking at bmoharris.com
  2. 2Navigate to Accounts and select your account
  3. 3Click on "Statements" or "Documents"
  4. 4Select your date range and download the PDF
  5. 5Upload the PDF to Zera Books for instant conversion

Mobile App Instructions

  1. 1Open the BMO Harris mobile banking app
  2. 2Tap on the account you need statements from
  3. 3Navigate to Documents or Statements section
  4. 4Select the month and download the PDF
  5. 5Share or upload the PDF to Zera Books

Pro tip: BMO Harris stores up to 7 years of statements online. Convert historical statements for tax prep, audits, or reconciliation.

BMO Harris Statement Problems—Solved

Why accounting teams struggle with BMO Harris PDFs and how we fix it.

Limited Export Options

BMO Harris online banking has limited CSV export functionality for transaction data.

Zera Books converts any BMO PDF statement to clean Excel or CSV with all transaction details preserved.

Legacy Harris Bank Formats

Older statements from Harris Bank (before BMO rebrand) use different layouts that confuse other tools.

Our AI recognizes both legacy Harris Bank and current BMO statement formats seamlessly.

Multi-Account Processing

Business clients with multiple BMO accounts need separate conversions for each account.

Upload multiple BMO statements at once and export as one consolidated file or keep them separate.

QuickBooks Import Issues

Manually formatted exports often have column mismatches that QuickBooks rejects.

Our exports are pre-formatted for direct QuickBooks and Xero import with standard columns.

Convert in 3 Simple Steps

Transform your BMO Harris PDF into accounting-ready data in under a minute.

1

Upload Your PDF

Drag and drop your BMO Harris statement or click to browse. We accept all statement types.

2

AI Extracts Data

Zera AI identifies the BMO format and extracts every transaction with dates, descriptions, and amounts.

3

Export to Excel/CSV

Review the preview, make any edits, then download ready for QuickBooks or Xero.

Calculate Your BMO Harris ROI

See how much time and money you save by automating BMO Harris conversions.

Your Current Workflow

50
15
$100

Your Savings with Zera Books

Monthly Time Saved
11.8 hours
94% faster than manual entry
Monthly Net Savings
$1096
After $79/month subscription
Annual Savings
$13152
Plus time back for client work
Case Study

How CPAs Handle Multi-Bank Statement Processing

Ashish Josan
"I've been doing accounting for 12 years, and manual bank statement processing has always been the worst part of the job. It's tedious, it's time-consuming, and one small mistake can throw everything off. When I found Zera Books, I was honestly skeptical—I've tried other tools that promised automation and they were either too expensive or didn't actually work. But this one just works. It handles whatever format you throw at it, the AI is surprisingly accurate, and it's actually affordable. The time I save goes straight into growing my firm's capacity and actually helping my clients with strategy instead of just data entry. Honestly, if you're a bookkeeper or accountant still doing this manually, you're leaving money on the table."

Ashish Josan

Manager, CPA at Manning Elliott

Results with Zera Books:

  • Saves 8-10 hours per week on bank statement processing
  • Handling every client monthly with consistent turnaround times
  • Reduced errors from manual transcription (no more typos in amounts)
  • Can take on more clients without hiring additional staff

Why BMO Harris Users Choose Zera Books

Features designed for accounting professionals who work with BMO Harris statements regularly.

Fast Processing

Convert any BMO Harris statement in 10 seconds. Batch upload multiple statements and process them all at once.

10 sec

High Accuracy

Our AI is trained on millions of financial documents including both legacy Harris Bank and current BMO formats.

99.6%

All Accounts

Personal checking, business accounts, and all credit card types—every BMO Harris statement works.

Universal

Common Use Cases

How professionals use Zera Books with BMO Harris statements.

Monthly Bookkeeping

Import BMO Harris transactions into QuickBooks or Xero for regular client bookkeeping.

Credit Card Reconciliation

Convert BMO credit card statements to match against receipts and expense reports.

Tax Preparation

Extract annual transaction history for tax documentation and business deductions.

Expense Categorization

Export to Excel for custom categorization and detailed expense analysis.

Multi-Account Consolidation

Combine statements from multiple BMO accounts into unified reports.

Audit Support

Convert historical statements for audit documentation and compliance requirements.

Frequently Asked Questions

Everything you need to know about BMO Harris statement conversion.

Ready to Convert Your BMO Harris Statements?

Join thousands of accountants and bookkeepers who save hours every week with Zera Books. Start your one-week trial today.

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All BMO Harris accountsBank-level security10-second conversion