Veryfi API Pricing vs Zera Books $79 Flat Rate
Veryfi charges per API extraction call with $500+ monthly minimums and "Contact Us" pricing for bank statements. Zera Books offers unlimited conversions for $79/month with no coding required. Compare pricing models for your accounting needs.
1. Two Different Pricing Models for Two Different Users
Veryfi and Zera Books take fundamentally different approaches to pricing because they serve fundamentally different audiences. Understanding this distinction helps you choose the right tool without overpaying.
Veryfi is an API platform for developers. Their pricing reflects this: per-extraction costs based on API calls, tiered plans based on volume, and enterprise pricing for specialized document types like bank statements. Their customers are fintech companies building extraction into their products.
Zera Books is a ready-to-use platform for accountants and bookkeepers. Our pricing reflects this: one flat rate, unlimited conversions, no surprises. Our customers process bank statements, not build software.
Veryfi Model
- Pay per API extraction call
- $500+/month minimum commitment
- Bank statements: "Contact Us"
- Requires developer integration
Zera Books Model
- $79/month flat rate
- Unlimited conversions included
- Bank statements: unlimited
- No coding required
2. How Veryfi API Pricing Works
Veryfi uses consumption-based pricing where you pay for each document processed through their API. Different document types have different prices, and bank statements require custom enterprise pricing.
| Tier | Volume | Invoices | Receipts | Bank Statements |
|---|---|---|---|---|
| Free | 100 docs/month | $0.16 | $0.08 | Not included |
| Starter | $500+/month minimum | $0.16 | $0.08 | Contact Us |
| Growth | 10k+ docs/month | Volume discount | Volume discount | Contact Us |
| Enterprise | Custom | Custom | Custom | Contact Us |
The "Contact Us" Problem
For accountants who need bank statement conversion, Veryfi's pricing page shows "Contact Us" across all tiers. This means sales calls, contract negotiations, and pricing designed for enterprise budgets—not accounting firms converting client statements.
3. Zera Books Flat Rate: $79/Month Unlimited
Zera Books pricing is simple: $79/month for unlimited conversions. No per-document fees, no tiered pricing, no "Contact Us" for specific document types. Process 50 or 5,000 bank statements—same flat rate.
Zera Books Unlimited
Everything included
Document Processing
- Unlimited bank statements
- Unlimited invoices
- Unlimited financial statements
- Unlimited checks
Platform Features
- AI transaction categorization
- Multi-account detection
- Client management dashboard
- QuickBooks/Xero export
No hidden fees: No per-document charges, no setup fees, no annual contract required. Cancel anytime.
4. Real Cost Comparison by Volume
Since Veryfi requires "Contact Us" for bank statement pricing, we can't provide exact cost comparisons. However, we can show why this uncertainty matters for accounting firms budgeting software costs.
| Monthly Volume | Veryfi Cost | Zera Books | Advantage |
|---|---|---|---|
| 50 statements/month | Contact sales for quote | $79/month | Predictable costs vs unknown |
| 200 statements/month | Contact sales for quote | $79/month | Same flat rate |
| 500 statements/month | Contact sales for quote | $79/month | No per-document fees |
| 1,000+ statements/month | Enterprise pricing | $79/month | Unlimited processing |
No Usage Anxiety
Process statements without tracking document counts or worrying about overages.
Predictable Costs
Same $79/month every month. Budget accurately without variable API fees.
Tax Season Ready
Volume spikes during tax season don't increase costs with flat-rate pricing.
5. When to Choose Each Platform
Choose Veryfi If...
- You're building a fintech product that needs document extraction APIs
- You have developers to integrate and maintain API connections
- You need 39+ document types beyond bank statements
- Your company is enterprise-scale (like Navan, Square, Rippling)
- You're comfortable with $500+/month minimums and custom pricing
Summary: Veryfi is for building products, not doing accounting.
Choose Zera Books If...
- You're an accountant or bookkeeper converting client bank statements
- You want transparent pricing without sales calls or negotiations
- You need to start converting statements today, not in weeks
- You don't have developers or want to build API integrations
- You want built-in features: AI categorization, client dashboard
Summary: Zera Books is for doing accounting, not building products.
Side-by-Side Feature Comparison
| Aspect | Veryfi | Zera Books |
|---|---|---|
| Pricing Model | Per-extraction API calls | $79/month flat rate |
| Bank Statement Pricing | "Contact Us" required | Included unlimited |
| Minimum Monthly Cost | $500+/month (Starter) | $79/month |
| Target Audience | Developers building apps | Accountants & bookkeepers |
| Technical Requirements | API integration + coding | Web browser only |
| Time to First Use | Days/weeks (integration) | 5 minutes (sign up) |
| AI Categorization | Custom development | Built-in for accounting |
| Client Management | Build your own | Built-in dashboard |
6. Case Study: Scaling Without Per-Document Fees
"We were drowning in bank statements from two provinces and multiple revenue streams. Zera Books cut our month-end reconciliation from three days to about four hours."
Manroop Gill
Co-Founder at Zoom Books
3 days to 4 hours
Month-end close improvement
$79/month
Regardless of volume
Zoom Books processes bank statements from operations across Canada and the US. With per-document pricing, their costs would scale with volume. With Zera Books' flat rate, they process unlimited statements at the same $79/month.
7. Frequently Asked Questions
Skip Per-Document Pricing. Get Unlimited for $79/month.
No API integration, no sales calls, no "Contact Us" pricing. Convert unlimited bank statements through a simple web interface. Built for accountants, not developers.
$79/month
Flat rate pricing
Unlimited
No per-document fees
5 minutes
Time to first conversion