General Ledger + Converter in one subscription.
See pricingGUIDE · MYOB
To import a bank statement into MYOB Business, download an OFX or QIF file from your bank, go to Banking, Banking hub, click the three dots on the account and choose Import statement. MYOB doesn’t import PDF or CSV statements. When all you have is a PDF, ZeraBooks is the fix: its bank statement converter proves the statement to the cent, and the ZeraBooks general ledger keeps the books straight from PDF statements.
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FILE TYPES
MYOB’s help splits the import by how you use MYOB. Checked on MYOB’s support site on October 22, 2026:
| MYOB Business in a browser | AccountRight on the desktop | |
|---|---|---|
| Files it imports | .OFX or .QIF | OFX, QFX, QIF or OFC |
| PDF or CSV statement | Not listed | Not listed |
| File size | Less than 10MB | No limit given |
| Date format | Choose dd/mm/yy if the bank asks | No guidance given |
| Where you start | Banking › Banking hub › Import statement | Banking command centre › Reconcile Accounts › Get Statement |
| Matching | Lines land on the Bank transactions page | Matched by cheque number, date and amount; the rest go to Unmatched Statement Transactions |
If your bank offers both, MYOB’s browser help takes either. ProperSoft’s MYOB guide suggests trying OFX first because QIF is being phased out. MYOB’s data import tool (File › Import/Export Assistant on the desktop) takes lists like cards and items as .txt files, not bank transactions.
We set you up and catch up your past months for free. Then ZeraBooks keeps your books done.
A REAL EXPORT
A real run in ZeraBooks Convert: the fictional CommBank sample statement CommBank_Business_Transaction_7714_Sep2026.pdf, already proven to the cent, downloaded Money in and out as an Excel file. The file that came out, Money in and out - CommBank_Business_Transaction_7714_Sep2026.xlsx, has 13 rows with the columns Date, Description, Money In, Money Out, Balance.
The format, picked in Convert
The file that downloaded
MYOB BUSINESS · BROWSER
These are the clicks in MYOB’s current browser help. Download the OFX or QIF from your online banking first, for one account and one date range.
Go to the Banking menu and choose Banking hub.
Click the three dots (...) on the account and choose Import statement.
On the Bank statement import history page, click Import statement and choose the Bank account the lines belong to.
Click Import statement file, then Browse, select the .OFX or .QIF and click Open.
Click Import. A message at the top says how many statement lines came in. Write that number down.
Open Bank transactions and compare the lines with the statement. The statement’s opening balance plus the imported lines should reach its closing balance.
WORKED EXAMPLE
Saltbush Coffee is a fictional café on MYOB Business. Its opening balance month is July 2026, and its bank feed started on 1 October. July to September have to come in as statement files. MYOB says to import and reconcile a backlog one month at a time:
| File | Opening | Money in | Money out | Closing | Result |
|---|---|---|---|---|---|
| June 2026 OFX | 0 lines: before the opening balance month | ||||
| July 2026 OFX | 18,240.60 | 24,615.00 | 23,902.35 | 18,953.25 | Imported, reconciled |
| August 2026 OFX | 18,953.25 | 22,980.40 | 24,105.90 | 17,827.75 | Imported, reconciled |
| September 2026 OFX | 17,827.75 | 26,310.00 | 23,448.15 | 20,689.60 | Imported, ends 30/09 |
| July to September | 18,240.60 | 73,905.40 | 71,456.40 | 20,689.60 |
The proof: 18,240.60 + 73,905.40 − 71,456.40 = 20,689.60, which must be the balance the bank feed’s first October line starts from. Each month’s closing is the next month’s opening, so no month is missing. The September file stops on 30 September. A file running from 15/09 to 14/10 would double the feed’s first two weeks of October.
WHEN IT GOES WRONG
MYOB’s help names these causes. Each one has a quick check.
Lines dated before your opening balance month (the Conversion Month on the desktop) are not imported. Saltbush’s June file brought in nothing for this reason. Check the month in your business settings.
A lock date stops new lines on or before it. Move the lock date only if your accountant agrees the earlier period should change.
A file whose dates overlap lines the feed already brought in creates duplicates. MYOB’s fix: delete the imported statement, download a file whose dates stop before the feed’s first line, and import again.
A PDF or CSV isn’t on MYOB’s list. Go back to online banking and look for an export option named OFX, QIF, MYOB or Money.
The browser import needs files under 10MB. Download shorter date ranges, which also keeps the one-month-at-a-time habit.
BEFORE YOU IMPORT
ONLY A PDF
It can happen with old months or a closed account. Three routes, from least to most work:
Ask your bank whether it can export the months you need as OFX or QIF, even if online banking only shows PDFs for them. It is worth one message before converting anything.
The ZeraBooks general ledger works from uploaded PDF statements. Autopilot categorizes and reconciles each month against the printed balances, so the PDF never has to become a MYOB file at all. How that compares with a desktop OFX converter is on our ProperSoft comparison.
For a handful of lines, typing them into MYOB is fine. ZeraBooks Convert turns the PDF into a checked spreadsheet first, so you key from a list that adds up to the closing balance instead of from the PDF.
WHERE ZERABOOKS FITS
ZeraBooks Convert makes Excel and CSV in fixed formats. It does not make OFX, QIF or any MYOB file, and it doesn’t connect to MYOB.
PROVEN TO THE CENT
Upload the statement PDF and Convert adds every line it read to the opening balance and compares the result with the closing balance printed on the page. A statement that doesn’t add up is marked Needs a look before you download. That is useful before you key a PDF into MYOB, or when you need a year of old statements in a spreadsheet for your accountant. Step by step: convert a bank statement to Excel.
How Convert proves a statement
ONE THING TO KNOW
Every ready-made Convert format writes dates as MM/DD/YYYY. Australian and New Zealand users reading the file should keep that in mind: 03/07/2026 in a Convert download is 7 March, not 3 July. If you need a CSV for other software, bank statement to CSV lists the formats.
Choose a download format
MORE IMPORT GUIDES
MYOB’s current help for importing statements lists only .QIF and .OFX for MYOB Business in a browser, and OFX, QFX, QIF or OFC for AccountRight on the desktop. CSV isn’t on either list. By contrast, Sage and Wave import CSV bank files.
No. Ask the bank for a transaction file, or enter the lines by hand from a ZeraBooks Convert spreadsheet that is already proven against the closing balance. You can also keep the books in ZeraBooks, which works from PDF statements directly.
MYOB’s browser import takes either. ProperSoft’s guide recommends OFX first because QIF is being phased out; if you do use QIF, pick dd/mm/yy dates when the bank offers a choice.
MYOB’s help says to delete the imported statement, download a file whose date range doesn’t overlap lines already in MYOB, and import it again. The Bank statement import history page lists past imports.
No. ZeraBooks has no MYOB connection and makes no OFX or QIF files. Convert gives you a checked Excel or CSV of a PDF statement, which helps when you review or key old months, and the ZeraBooks General Ledger keeps the books from the same PDFs.
Convert comes with the ZeraBooks subscription: 1,000 pages a month for $79 a month billed annually or $149 monthly (USD), after a 7-day trial. See ZeraBooks pricing.
FREE SETUP + CATCH-UP
Upload a statement and see whether every line reaches the printed closing balance before you key it anywhere. 1,000 pages a month from $79 a month billed annually. ZeraBooks also includes AI bookkeeping for books kept from statements.