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Check Processing Software for Small Business

Simple check processing for small business owners. Extract routing numbers, amounts, and payee names from check images in seconds. Upload check photos, get Excel data ready for QuickBooks or your records. $79/month unlimited.

Why Small Businesses Need Check Processing Software

If your small business receives check payments, you know the pain: every check means manual data entry. You have to type the routing number, account number, check amount, date, and payee name into your records or accounting software. One typo can throw off your reconciliation.

Check processing software eliminates this manual work. Upload a photo or scan of the check, and AI extracts all the data automatically. The MICR line (that row of numbers at the bottom of every check) contains the routing number, account number, and check number—Zera AI reads it with 99.6% accuracy.

Unlike enterprise check processing systems designed for banks, Zera Books is built for small businesses. Simple upload, instant extraction, Excel or QuickBooks export. No hardware, no complex setup, no per-check fees.

Data Extracted from Every Check

Routing Number

9-digit ABA number identifying the bank

Account Number

Account number from the MICR line

Check Number

Unique check number for tracking

Check Amount

Numeric and written amount extracted

Check Date

Date for proper period recording

Payee Name

Who the check is made out to

Why Small Businesses Choose Zera Books for Check Processing

Simple enough for any business owner. Powerful enough to handle your real check processing needs.

Process Checks in Seconds

Upload a check image, get structured data in under 10 seconds. No waiting, no queues—process checks as you receive them.

99.6% Extraction Accuracy

Zera AI reads MICR lines and check fields with 99.6% accuracy. Less time fixing errors, more confidence in your data.

Batch Processing

Upload multiple checks at once. Process a week of customer payments in one batch—each check extracted and organized automatically.

Secure Processing

Bank-level encryption protects your check data. Images are deleted immediately after extraction—zero data retention.

QuickBooks-Ready Export

Export directly to QuickBooks, Xero, or Excel. Pre-formatted data means no column mapping or reformatting required.

$79/Month Unlimited

Process unlimited checks for one flat monthly rate. No per-check fees, no page limits, no hidden costs.

Manual Check Entry vs. Zera Books

See how much time you can save by automating check data extraction.

Manual Check Entry

1

Look at the check

Find routing number, account number, amount

2

Type everything into spreadsheet

2-3 minutes per check, error-prone

3

Double-check for typos

One wrong digit = reconciliation nightmare

4

Format for QuickBooks

Map columns, fix date formats

50 checks = 2-3 hours of data entry

With Zera Books

1

Upload check images

Drag and drop photos or scans

2

Zera AI extracts all data

MICR line, amounts, dates, payees

3

Quick review

Verify data, make any adjustments

4

Export to QuickBooks or Excel

Pre-formatted, ready to import

50 checks = 5-10 minutes total

Real Business Results

Manroop Gill
"We were drowning in bank statements from two provinces and multiple revenue streams. Zera Books cut our month-end reconciliation from three days to about four hours."

Manroop Gill

Co-Founder at Zoom Books

The Challenge

Zoom Books processes over 3 million books monthly across Canada and the US, with operations in British Columbia and Ontario. Managing financial data from multiple revenue streams—library partnerships, thrift store buybacks, wholesale operations—meant reconciling dozens of bank statements every month. Our accounting team was spending 2-3 days just on manual data entry during month-end close, pulling transactions from PDFs into QuickBooks. With $2.5M+ in annual partner payments, we couldn't afford errors or delays.

The Solution

We started using Zera Books to convert all our bank statements—business accounts in BC, ON, and our US operations. Instead of manually typing hundreds of transactions, we just upload the PDFs and get clean CSV files ready for QuickBooks. The AI handles even our messiest statements from different banks, and we can review and edit any transactions before importing. It's become part of our standard month-end workflow.

Results

Reduced month-end close from 3 days to 4 hours
Processing 40+ bank statements monthly with zero manual entry
Eliminated reconciliation errors that used to delay partner payments
Our accounting team can focus on analysis instead of data entry
ROI paid for itself in the first month from time savings alone

More Than Just Check Processing

Zera Books processes all four types of financial documents small businesses deal with—all for one monthly price.

Checks

Extract MICR data, amounts, payees from check images

Learn more

Bank Statements

Convert PDF statements to Excel with AI categorization

Learn more

Invoices

Extract line items, totals, and tax from vendor invoices

Learn more

Financial Statements

Process P&L, balance sheets, cash flow statements

Learn more

$79/month for unlimited processing of all four document types. No per-page fees. No limits.

Frequently Asked Questions

Stop Typing Check Data Manually

Join small business owners who save hours every month with automated check processing. Upload check images, get structured data in seconds. $79/month unlimited.