Why Small Businesses Need Check Processing Software
If your small business receives check payments, you know the pain: every check means manual data entry. You have to type the routing number, account number, check amount, date, and payee name into your records or accounting software. One typo can throw off your reconciliation.
Check processing software eliminates this manual work. Upload a photo or scan of the check, and AI extracts all the data automatically. The MICR line (that row of numbers at the bottom of every check) contains the routing number, account number, and check number—Zera AI reads it with 99.6% accuracy.
Unlike enterprise check processing systems designed for banks, Zera Books is built for small businesses. Simple upload, instant extraction, Excel or QuickBooks export. No hardware, no complex setup, no per-check fees.
Data Extracted from Every Check
Routing Number
9-digit ABA number identifying the bank
Account Number
Account number from the MICR line
Check Number
Unique check number for tracking
Check Amount
Numeric and written amount extracted
Check Date
Date for proper period recording
Payee Name
Who the check is made out to
Why Small Businesses Choose Zera Books for Check Processing
Simple enough for any business owner. Powerful enough to handle your real check processing needs.
Process Checks in Seconds
Upload a check image, get structured data in under 10 seconds. No waiting, no queues—process checks as you receive them.
99.6% Extraction Accuracy
Zera AI reads MICR lines and check fields with 99.6% accuracy. Less time fixing errors, more confidence in your data.
Batch Processing
Upload multiple checks at once. Process a week of customer payments in one batch—each check extracted and organized automatically.
Secure Processing
Bank-level encryption protects your check data. Images are deleted immediately after extraction—zero data retention.
QuickBooks-Ready Export
Export directly to QuickBooks, Xero, or Excel. Pre-formatted data means no column mapping or reformatting required.
$79/Month Unlimited
Process unlimited checks for one flat monthly rate. No per-check fees, no page limits, no hidden costs.
Manual Check Entry vs. Zera Books
See how much time you can save by automating check data extraction.
Manual Check Entry
Look at the check
Find routing number, account number, amount
Type everything into spreadsheet
2-3 minutes per check, error-prone
Double-check for typos
One wrong digit = reconciliation nightmare
Format for QuickBooks
Map columns, fix date formats
50 checks = 2-3 hours of data entry
With Zera Books
Upload check images
Drag and drop photos or scans
Zera AI extracts all data
MICR line, amounts, dates, payees
Quick review
Verify data, make any adjustments
Export to QuickBooks or Excel
Pre-formatted, ready to import
50 checks = 5-10 minutes total
Real Business Results

"We were drowning in bank statements from two provinces and multiple revenue streams. Zera Books cut our month-end reconciliation from three days to about four hours."
Manroop Gill
Co-Founder at Zoom Books
The Challenge
Zoom Books processes over 3 million books monthly across Canada and the US, with operations in British Columbia and Ontario. Managing financial data from multiple revenue streams—library partnerships, thrift store buybacks, wholesale operations—meant reconciling dozens of bank statements every month. Our accounting team was spending 2-3 days just on manual data entry during month-end close, pulling transactions from PDFs into QuickBooks. With $2.5M+ in annual partner payments, we couldn't afford errors or delays.
The Solution
We started using Zera Books to convert all our bank statements—business accounts in BC, ON, and our US operations. Instead of manually typing hundreds of transactions, we just upload the PDFs and get clean CSV files ready for QuickBooks. The AI handles even our messiest statements from different banks, and we can review and edit any transactions before importing. It's become part of our standard month-end workflow.
Results
More Than Just Check Processing
Zera Books processes all four types of financial documents small businesses deal with—all for one monthly price.
$79/month for unlimited processing of all four document types. No per-page fees. No limits.
Frequently Asked Questions
Related Solutions
Explore more ways Zera Books can streamline your small business financial workflows.
Stop Typing Check Data Manually
Join small business owners who save hours every month with automated check processing. Upload check images, get structured data in seconds. $79/month unlimited.