Dext Bank Statement Multi-Format Support: PDF, TIFF & CSV Export
Dext processes PDF and TIFF bank statements with specific format requirements (50MB max, 300 pages, 200dpi minimum). The tool exports to CSV for accounting software but cannot handle multi-account statements, camera photos, or low-quality scans. Zera Books dynamically processes any format without restrictions.
What Formats Does Dext Support?
Dext Bank Statement Extraction processes bank statements in specific digital formats with defined technical requirements. The tool supports over 700 banks and exports extracted transaction data to CSV format for importing into accounting software like QuickBooks, Xero, and Sage.
Supported Input Formats
PDF (Digital)
Text-based PDFs downloaded directly from online banking
TIFF (Scanned)
Scanned statements at minimum 200dpi resolution
CSV Output
Exports to CSV format customizable for different accounting software
Format Restrictions
File Size Limit
Maximum 50MB per file, 300 pages maximum
No Camera Photos
Cannot process images captured with phone cameras
Quality Requirements
Minimum 200dpi for scans; low-quality documents rejected
Dext Format Limitations for Accounting Firms
While Dext supports PDF and TIFF formats from 700+ banks, the tool has specific technical limitations that affect accounting firms processing diverse client statements. These restrictions can create workflow bottlenecks when clients submit documents that don't meet format requirements.
Single Account Per File
Dext cannot process bank statements containing multiple accounts in one PDF. If a client's statement includes checking, savings, and credit card accounts in a single document, you must manually split the file before uploading.
Impact: Adds 15-30 minutes per multi-account statement for manual splitting and organization.
No Camera Photo Processing
Bank statements captured with phone cameras cannot be processed. Dext requires proper scans or digital PDFs, which means clients who photograph statements must rescan them before submission.
Impact: Creates delays when clients submit phone photos instead of scans or digital downloads.
Resolution Requirements
Scanned statements must meet minimum 200dpi resolution. Low-quality scans from older equipment, faxes, or compressed PDFs are rejected, requiring clients to rescan at higher quality.
Impact: Statement rejections require back-and-forth communication with clients to obtain better quality documents.
Processing Time Variability
While 75% of statements process in under 4 hours, timing depends on file quality and complexity. Digital PDFs may process in minutes, but scanned statements can take significantly longer.
Impact: Unpredictable turnaround times make it difficult to guarantee same-day processing for rush clients.
Common Issues Reported by Users: European date format confusion (DD/MM/YY vs MM/DD/YY), document blurriness making statements unreadable, and duplicate transactions appearing when integrating with accounting software. These format-related issues require manual intervention and quality checking.
Zera Books: No Format Restrictions
Zera AI dynamically processes any bank statement format without file size limits, quality requirements, or account restrictions. Handle messy client submissions without manual preprocessing.
Any Quality, Any Format
Zera OCR handles digital PDFs, scanned documents, phone photos, faxes, and compressed files. No resolution requirements or quality checks—if you can see it, Zera can process it.
Multi-Account Auto-Detection
Upload statements with checking, savings, and credit cards combined in one PDF. Zera AI automatically detects and separates accounts into individual Excel tabs.
No File Size or Page Limits
Process statements with hundreds of pages and any file size. No 50MB cap, no 300-page limit—handle year-end statements and consolidated reports without splitting files.
Beyond Format Support: Complete Workflow Automation
Zera Books isn't just a format converter. The platform combines document processing, AI transaction categorization, client management, and direct QuickBooks/Xero integration. Handle any bank format PLUS automate categorization and reconciliation.
- AI categorization for QuickBooks/Xero chart of accounts
- Batch processing: Upload 50+ statements at once
- Client management dashboard for multi-client firms
- Direct export to Excel, CSV, QBO, IIF formats
Processing Time Comparison
vs Dext's 4+ hours for complex statements
Unlimited Conversions
No per-client fees, no format restrictions
Dext vs Zera Books: Format Support Comparison
Direct comparison of format capabilities, restrictions, and workflow impact for accounting firms processing client bank statements.
| Capability | Dext | Zera Books |
|---|---|---|
| Supported Input Formats | PDF, TIFF | PDF, TIFF, JPG, PNG, any image format |
| Camera Photos | ❌ Not supported | ✅ Fully supported |
| Low-Quality Scans | ❌ Rejected (min 200dpi required) | ✅ Processed by Zera OCR |
| Multi-Account Statements | ❌ Must split manually | ✅ Auto-detected and separated |
| File Size Limit | 50MB max | No limit |
| Page Limit | 300 pages max | No limit |
| Processing Time | 75% under 4 hours, variable | 2-3 minutes average |
| Output Formats | CSV | Excel, CSV, QBO, IIF |
| AI Categorization | ❌ Not included | ✅ Built-in for QuickBooks/Xero |
| Pricing Model | Per-client fees | $79/month unlimited |
Real Workflow Impact: Format Flexibility
Format restrictions create hidden costs in accounting workflows. When clients submit documents that don't meet technical requirements, you face delays, back-and-forth communication, and manual preprocessing. Zera Books eliminates these bottlenecks by accepting any format without quality checks or manual splitting. Explore all alternatives or check best converters.
With Format Restrictions (Dext)
- 1.Client uploads statement → rejected due to camera photo format
- 2.Email client requesting proper scan or digital PDF
- 3.Wait 1-3 days for client to rescan at higher quality
- 4.Re-upload statement → rejected due to multi-account format
- 5.Manually split PDF into separate files for each account (15-30 min)
- 6.Upload each file separately → wait 4+ hours for processing
- 7.Download CSV files → manually categorize transactions
Total Time: 2-3 days + 1-2 hours manual work
With Format Flexibility (Zera Books)
- 1.Client uploads statement (any format: photo, scan, digital PDF)
- 2.Zera AI detects all accounts automatically (checking, savings, credit card)
- 3.Processing completes in 2-3 minutes
- 4.Download Excel with separate tabs for each account
- 5.Review AI-categorized transactions (QuickBooks/Xero categories pre-mapped)
- 6.Export to QuickBooks/Xero → done
Total Time: 5-10 minutes same-day
Multiply This Across 20+ Clients
If format restrictions add 30 minutes per client per month, that's 10 hours monthly across a typical client base. With Zera Books, those 10 hours go back into billable advisory work or capacity to take on more clients. At $150/hour billing rate, that's $1,500/month in recovered time—paid for by a $79/month tool.
Ashish Josan
Manager, CPA at Manning Elliott
"My clients send me all kinds of messy PDFs from different banks. This tool handles them all and saves me probably 10 hours a week that I used to spend on manual entry."
The Challenge
Manning Elliott serves 20+ small business clients with diverse statement formats—digital PDFs, scanned documents, phone photos, multi-account statements. Format restrictions with previous tools meant constant rejections, client follow-ups, and manual preprocessing before processing could even begin.
The Solution
Zera Books eliminated format bottlenecks entirely. Whatever format clients submitted—camera photos, low-quality scans, multi-account PDFs—Zera AI processed it immediately without rejections or manual splitting.
Results
- Processes any format: photos, scans, digital PDFs, multi-account statements
- Zero client follow-ups for format issues (used to happen 5-10 times monthly)
- Saved 10 hours weekly by eliminating manual account splitting and preprocessing
- AI categorization reduced transaction review time from 45 minutes to 5-10 minutes per client
Unlimited Format Processing
No format restrictions, no quality requirements, no file size limits. Process any bank statement format with predictable flat-rate pricing.
No per-client fees, no format restrictions, no usage limits
No format restrictions • No file size limits
Stop Fighting Format Restrictions
Process any bank statement format without quality checks, file size limits, or manual account splitting. Zera Books handles messy client submissions so you can focus on accounting, not preprocessing.
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