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Dext Pricing vs Zera Books Unlimited: Which Saves Accounting Firms More?

Compare Dext's per-user, per-client pricing with document volume limits to Zera Books' flat unlimited model. Find out which pricing structure makes sense for high-volume accounting firms.

TL;DR: Quick Comparison

Dext Pricing

  • $239/month for 10 business clients (Practice Plan)
  • Per-user and per-client fees increase costs as you scale
  • Document volume limits (250 documents on Business Plan)
  • Includes receipt scanning, invoices, expense management

Zera Books

  • $79/month flat rate, unlimited conversions
  • No per-user, per-client, or per-document fees
  • Process unlimited bank statements, invoices, checks
  • Focused on financial document processing with AI categorization

Pricing Overview: Two Different Philosophies

Dext and Zera Books take fundamentally different approaches to pricing. Dext uses a tiered model with per-user and per-client fees, plus document volume limits. Zera Books offers flat unlimited pricing with no usage restrictions.

For accounting firms, the question isn't just about the monthly cost—it's about predictability, scalability, and which model aligns with how you actually process documents. A firm processing 50+ bank statements monthly will experience these pricing structures very differently than a solo practitioner with 5 clients.

Let's break down both models and see where each makes sense for your client bookkeeping workflow.

Dext Pricing Structure: Per-User and Per-Client

Dext Business Plans

  • Starting at $31.50/month for 5 users with 250 documents included
  • Document volume limits apply—exceeding 250 documents may require upgrade
  • 20% discount if billed annually ($25.21/month)

Dext Practice Plans (for Accounting Firms)

  • Starting at $239.19/month for 10 business clients
  • Cost per client decreases as you add more clients (volume discount)
  • 13% discount if billed annually ($207.99/month)

Dext's pricing is designed around the number of users and clients you manage. While the per-client cost decreases at higher volumes, you're still paying based on scale. For a 20-client firm, you'd pay significantly more than the base $239/month rate. Additionally, document volume limits mean you need to monitor usage during peak periods like month-end close.

Zera Books Unlimited: Flat Pricing at Scale

$79/month, unlimited everything

  • Unlimited document conversions—process 10 or 1,000 statements, same price
  • No per-user fees—entire team accesses one account
  • No per-client fees—manage 5 or 50 clients without cost increase
  • No document limits—no usage tracking or overage anxiety

Zera Books uses a fundamentally different model: flat unlimited pricing. Whether you're processing 20 bank statements monthly or 200, your cost is $79/month. This model eliminates the "should I process this?" calculation that comes with per-document or per-client pricing.

For accounting firms processing high volumes—especially during tax season or month-end close—unlimited pricing means predictable costs. You're not penalized for efficiency or scale. Process every client statement, every check, every invoice without tracking usage or worrying about tier limits.

Cost Comparison: 10 Clients vs 30 Clients

ScenarioDext Practice PlanZera BooksAnnual Savings
10 Clients
100 documents/month
$239/month ($2,868/year)$79/month ($948/year)$1,920/year
20 Clients
200 documents/month
~$400/month* ($4,800/year)$79/month ($948/year)$3,852/year
30 Clients
300 documents/month
~$550/month* ($6,600/year)$79/month ($948/year)$5,652/year
50 Clients
500 documents/month
~$800/month* ($9,600/year)$79/month ($948/year)$8,652/year

*Dext pricing estimates based on reported per-client costs for Practice Plans with volume discounts. Actual pricing varies based on specific plan tier and annual vs monthly billing.

The cost divergence becomes dramatic as you scale. A 30-client firm saves $5,652 annually with Zera Books. A 50-client firm saves $8,652 annually. That's real money that can go toward team salaries, better software, or business growth—not document processing fees.

High-Volume Impact: When Unlimited Actually Matters

Document volume limits create operational friction. With Dext's 250-document limit on Business Plans, a firm processing 20+ clients monthly can easily hit capacity during peak periods. When that happens, you either upgrade to a higher tier (increasing costs) or delay processing (creating bottlenecks).

Zera Books eliminates this entirely. During tax season when you're processing 60+ bank statements weekly, or during year-end when clients send multi-year statement histories, you don't track usage or worry about tier limits. You process what you need, when you need it, at the same $79/month cost.

Real Scenario: Tax Season Volume Spike

A 25-client bookkeeping firm typically processes 150 documents monthly. During tax season (January-April), volume spikes to 400+ documents monthly as clients need year-end statements.

  • With Dext: You'd need to upgrade to a higher tier for 4 months, increasing costs by $200-300/month during peak season.
  • With Zera Books: Process 150 or 400 documents—same $79/month. No upgrades, no usage tracking, no seasonal cost spikes.

Hidden Costs of Per-Client Pricing

Per-client and per-user pricing creates hidden operational costs beyond the monthly subscription:

Usage Tracking Overhead

You need to monitor document counts, check tier limits, and decide whether to upgrade during peak periods. This administrative overhead takes time away from actual client work.

Unpredictable Costs

Client acquisition means cost increases. Adding 5 new clients increases your monthly Dext bill. With unlimited pricing, new clients don't change your costs—you're free to grow without software cost anxiety.

Processing Hesitation

When you're paying per client or per document, there's subconscious hesitation: "Should I process this now or wait?" With unlimited, you process everything immediately without mental overhead.

Tier Management

You need to evaluate whether to upgrade tiers, downgrade during slow periods, and manage annual vs monthly billing decisions. Flat pricing eliminates all of this complexity.

These hidden costs don't appear on invoices, but they're real. Time spent managing software pricing is time not spent serving clients. For more on streamlining workflows, see our guide to unlimited pricing benefits.

What You Get with Zera Books Unlimited

$79/month includes everything you need for high-volume document processing—no hidden fees, no usage limits.

Unlimited Conversions

Process unlimited bank statements, invoices, checks, and financial statements. No document caps, no overage fees, no usage tracking.

AI Categorization

Auto-categorize transactions for QuickBooks and Xero. Zera AI learns from your categorization patterns and maps to your chart of accounts.

Client Management

Organize conversions by client, track history, and manage multi-client workflows from one dashboard. No per-client fees, ever.

Multi-Account Detection

Automatically detects and separates checking, savings, and credit card accounts in multi-account statements. Get organized Excel files with separate tabs.

99.6% Accuracy

Zera AI trained on millions of financial documents delivers field-level extraction accuracy you can trust for client work.

Batch Processing

Upload 50+ statements at once, process multiple clients simultaneously, and export in bulk to your accounting software.

Real-World Example: Zoom Books

Manroop Gill
"We were drowning in bank statements from two provinces and multiple revenue streams. Zera Books cut our month-end reconciliation from three days to about four hours."

Manroop Gill

Co-Founder at Zoom Books

The Unlimited Advantage

Zoom Books processes over 3 million books monthly across Canada and the US with operations in British Columbia and Ontario. Managing financial data from multiple revenue streams meant reconciling dozens of bank statements every month.

With Zera Books' unlimited model at $79/month, Zoom Books processes 40+ bank statements monthly without worrying about tier limits or per-document fees. During peak periods, they process even more—no cost increase, no usage tracking, no bottlenecks.

Results

  • Reduced month-end close from 3 days to 4 hours
  • Processing 40+ bank statements monthly with zero manual entry
  • Eliminated reconciliation errors that used to delay partner payments
  • ROI paid for itself in the first month from time savings alone

Stop Paying Per Client. Start Processing Unlimited.

Join accounting firms who switched from per-client pricing to unlimited processing. $79/month, no volume limits, no hidden fees. Process every client statement without tracking usage.

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