> For the complete documentation index, see [llms.txt](https://www.zerabooks.com/help/llms.txt).
# The Vendors and Customers pages
See everyone you pay and everyone who pays you, with their activity for the period, what's still owed, and every transaction behind the totals.
## Open the pages
In the left navigation, click **Vendors** or **Customers**. The two pages work the same way: Vendors shows money going out and what **You Owe**; Customers shows money coming in and what is **Owed to You**.
## What's on the page
- **The period** at the top sets which months the activity covers. Use the arrows to step back or forward.
- **The Insights rail** on the left shows how many saved vendors and bank description groups had activity, the **Total Spend** (or **Total Revenue**) for the period, and **You Owe** (or **Owed to You**): what is still owing on open bills or invoices at the end of the period. **Open Bills** (or **Open Invoices**) jumps to the board. Hide or show the rail with its arrow button.
- **One card per vendor**, listing each transaction with its **Date**, **Party**, **Category** and **Amount**.
## Saved vendors and bank description groups
A card is one of two kinds:
- **A saved vendor**: a record you created, or one created from a bill.
- **A bank description group**: transactions from your statements that aren't linked to a saved vendor yet, grouped by the name the bank printed.
Use the filter above the cards to show **All activity**, **Saved vendors** (or **Saved customers**) or **Bank description groups**. Linking a group to a saved vendor puts its activity under that vendor. See [Link bank descriptions to saved vendors](https://www.zerabooks.com/help/vendors-customers-and-products/link-bank-descriptions-to-vendors).
## Search, sort and export
- Type in **Filter N transactions…** to find a vendor or transaction.
- Use **Expand all** or **Collapse all** to open or fold every card.
- **Sort By** orders the cards by **Vendor Name**, **Total Spend** or **Transaction Count**.
- On a card, the **⋮** menu has **Download CSV**, which exports that card's transactions.
## Open a vendor
Click a vendor's name to open its details. The **Transactions**, **Categories** and **Bills** tabs (**Invoices** for a customer) show its full history, which categories its spending lands in, and its bills filtered by **All posted**, **Paid / settled** or **Outstanding**. Click **Edit vendor** to change its details.
{% hint style="info" %}
**Tip:** Press ⌘ K (Ctrl K on Windows) and type a vendor or customer name to open it across all time.
{% endhint %}
## Frequently Asked Questions
Why is there a vendor I never created?
It's probably a bank description group: transactions from your statements grouped by the name the bank printed. Choose **Bank description groups** in the filter to see only those, and link them to a saved vendor if you want.
What does "You Owe" mean?
The amount still owing on your open bills at the end of the period you're viewing. For customers, **Owed to You** is what's still owing on open invoices.
How do I export a vendor's transactions?
On the vendor's card, click the **⋮** menu and choose **Download CSV**. The file lists the date, party, description, category and amount of each transaction.
Why is the page empty?
Nothing happened in the period you're viewing. Step the period back, upload a statement in **Banks & Cards**, or add a vendor by hand with **New vendor**.
Does ZeraBooks track 1099 vendors?
No. ZeraBooks doesn't flag 1099 vendors or total 1099 spend. Sort by **Total Spend** and export the card with **Download CSV** to prepare the figures yourself.
Can a business be both a vendor and a customer?
Yes. The same record can appear on both pages, with its bills on one and its invoices on the other.
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