> For the complete documentation index, see [llms.txt](https://www.zerabooks.com/help/llms.txt).

# Download your Navy Federal statements

Where to find Navy Federal business checking and card statements, how far back they go, and how to get them into ZeraBooks as PDFs.

## Download a statement

Navy Federal business members sign in with their own business credentials.

1. Sign in to Navy Federal online banking with your business sign-in, on a computer.
2. Open "Statements" in the menu.
3. Choose the account and the month.
4. Download the statement as a PDF.
5. In ZeraBooks, click **Banks & Cards** › **Upload statement**, choose the matching account and upload the file. See [Upload a bank or card statement](https://www.zerabooks.com/help/banks-and-cards/upload-a-statement).

## How far back you can go

Navy Federal keeps up to 36 months of statements online.

## PDF or CSV

Download the **PDF** statement. ZeraBooks reads the printed opening and closing balances from it and uses them to prove the month is complete. See [How ZeraBooks proves a statement](https://www.zerabooks.com/help/banks-and-cards/how-zerabooks-proves-a-statement).

Navy Federal may also let you download transactions from the account's activity page. A CSV works in ZeraBooks too, but it usually has no opening or closing balance. After you upload one, enter both balances exactly as printed on the statement with **Fix statement details…** in Reconciliations. See [Fix a month that doesn't tie](https://www.zerabooks.com/help/reconciliations/fix-a-month-that-doesnt-tie).

Only need the transactions in a spreadsheet? Once you have the Navy Federal PDF, convert it to Excel or CSV with the ZeraBooks [bank statement converter](/bank-statement-converter).

{% hint style="warning" %}
**Important:** Business accounts have a separate sign-in. Your personal sign-in won't show business statements.
{% endhint %}

## Frequently Asked Questions

<details>
<summary>I can't see my business account in Navy Federal. Why?</summary>

Business accounts use their own sign-in. Sign out and sign in with your business credentials.
</details>

<details>
<summary>I need statements older than 36 months. What now?</summary>

Ask Navy Federal for them, then upload them oldest first.
</details>

<details>
<summary>Can ZeraBooks connect to my Navy Federal account directly?</summary>

No. ZeraBooks has no bank feeds and never asks for your Navy Federal sign-in. Download each statement and upload it.
</details>

<details>
<summary>Which statements should I download?</summary>

Every month from the date your books start, for every account, oldest first. Upload one account's statement per file: each statement's opening balance is checked against the previous month's closing balance. See [Upload a bank or card statement](https://www.zerabooks.com/help/banks-and-cards/upload-a-statement).
</details>

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