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# Download your Capital One statements

Where to find Capital One business checking and Spark card statements, how far back they go, and how to get them into ZeraBooks as PDFs.

## Download a statement

Capital One shows statements on each account's page.

1. Sign in at capitalone.com on a computer.
2. Click the account.
3. Choose "View statements".
4. Pick the month and download the PDF.
5. In ZeraBooks, click **Banks & Cards** › **Upload statement**, choose the matching account and upload the file. See [Upload a bank or card statement](https://www.zerabooks.com/help/banks-and-cards/upload-a-statement).

### Spark business cards

1. Open the card account.
2. Find its statements on the card's page and choose the month.
3. Download the statement as a PDF and upload it into a credit card account in ZeraBooks.

## How far back you can go

Capital One keeps up to 7 years of statements online for open bank accounts.

## PDF or CSV

Download the **PDF** statement. ZeraBooks reads the printed opening and closing balances from it and uses them to prove the month is complete. See [How ZeraBooks proves a statement](https://www.zerabooks.com/help/banks-and-cards/how-zerabooks-proves-a-statement).

Capital One also lets you download transactions for Quicken, QuickBooks or Excel. A CSV works in ZeraBooks too, but it usually has no opening or closing balance. After you upload one, enter both balances exactly as printed on the statement with **Fix statement details…** in Reconciliations. See [Fix a month that doesn't tie](https://www.zerabooks.com/help/reconciliations/fix-a-month-that-doesnt-tie).

Only need the transactions in a spreadsheet? Once you have the Capital One PDF, convert it to Excel or CSV with the ZeraBooks [bank statement converter](/bank-statement-converter).

{% hint style="warning" %}
**Important:** Bank accounts and Spark cards show statements on different pages. Upload each into the matching ZeraBooks account type: bank statements into a bank account, card statements into a credit card account.
{% endhint %}

## Frequently Asked Questions

<details>
<summary>Why can't I see my Capital One checking statements online?</summary>

The account must be set to paperless. Click the account, then "Account Services & Settings" › "Paperless".
</details>

<details>
<summary>I have a Discover card. Is that Capital One now?</summary>

Discover is part of Capital One. See [Download your Discover statements](https://www.zerabooks.com/help/download-statements/discover).
</details>

<details>
<summary>Can ZeraBooks connect to my Capital One account directly?</summary>

No. ZeraBooks has no bank feeds and never asks for your Capital One sign-in. Download each statement and upload it.
</details>

<details>
<summary>Which statements should I download?</summary>

Every month from the date your books start, for every account, oldest first. Upload one account's statement per file: each statement's opening balance is checked against the previous month's closing balance. See [Upload a bank or card statement](https://www.zerabooks.com/help/banks-and-cards/upload-a-statement).
</details>

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